Tara Kunkel Email & Phone Number

Accomplished professional with over 15 years of experience in mortgage underwriting, strategy development, and analytics. Proven track record in assessing loan applications, mitigating risks, and ensuring compliance with regulatory standards. Adept at leveraging data-driven insights to optimize business operations and drive strategic initiatives. Strong communication and leadership skills, demonstrated by success in leading cross-functional teams and delivering impactful results. Seeking to leverage expertise in mortgage underwriting and strategy to contribute to a dynamic organization's growth and success.* Loan Assessment: Reviewed and approved mortgage loan applications, ensuring adherence to Capital One's lending standards and guidelines.* Credit Analysis: Conducted in-depth analysis of borrowers' financial statements and credit reports to assess creditworthiness and risk.* Regulatory Compliance: Maintained strict compliance with federal, state, and internal regulations to minimize legal and financial risks.* Appraisal Review: Evaluated property appraisals to confirm accuracy and support sound lending decisions.* Risk Management: Identified and mitigated potential risks associated with loan approvals, contributing to the bank's overall risk management strategy.* Communication: Collaborated effectively with loan officers, applicants, and other stakeholders to resolve issues and facilitate smooth loan processing.* Training and Mentorship: Provided training and mentorship to junior underwriters, enhancing team performance and knowledge.* Reporting: Generated comprehensive reports on underwriting activities and maintained accurate documentation for audit purposes.