Manage the portfolio for Gold Loan/financial business of the branch. Also handle all the branch level activities for ensuring business growth. Systematic planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers. Coaching, mentoring and training employees and providing them with timely feedback on their performance. Maintaining quality of the business by tracking & controlling the team. Preparing reports related to branch functioning and its performance. Guiding and motivating subordinates in achieving their goals.

Manage the portfolio for Gold Loan/financial business of its branch.Also handle all the branch level activities for ensuring business growth.Systematic planning abilities are required for smooth functioning of the branch & for developing cohesiveness within the company and co-workers.Coaching, mentoring and training employees and providing them with timely feedback on their performance.Maintaining quality of the business by tracking & controlling the teamPreparing reports related to branch functioning and its performance.Guiding and motivating subordinates in achieving their goals.

Analyze products, understand their potential, and have the ability to recommend the purchase. Ability to interpret data and make decisions. Handle large sets of data and provide logical solutions to any issues. Analysts should be able to understand critical data and have the ability to process them. Work with the team on larger goals that define the outcome of overall business goals and targets & positive contributions to the overall business by constantly trying to optimize the process flows. Should have out-of-the-box thinking ability to come up with creative solutions to issues at hand.

Execute organization’s growth strategies and plans in assigned territory. Build long-term relationships with new and existing Hotel partners. Effectively communicating new product developments to hotel owners and drive usage. Handle Hotel Operators objections to organization plans through effective relationship selling. Managing and coordinating on ground marketing initiativesProvide timely feedback on operator needs to manager.

Identify Operational Area and conduct Village meeting, Represent Annapurna and the branch vis--vis customers and the local community. Identify potential area & customer, conduct regular meetings and new SHG (Self Help Group) formation. Ensure quality of loan evaluation and application as per the loan policies and procedures. Prepare the Weekly plan in advance for disbursing to the Managed groups and submit it to the BM. Give proper Orientation on loan and Communication on fees and interest rate, installments, collection rules of the organisation to the member at the time of disbursement.Ensure that recovery policies and procedures are followed. Arrange the SHG leader training programme.

Identify potential Financial Consultants (Insurance Agents) based on agreed profiles and ensure recruitment in accordance with the business plan.Train and motivate advisors to provide a better understanding of market/products. Monitor and review agents performance. Help them achieve maximum business. Meet customer on a regular basis for achieving standards. Set targets for consultants (Agents / Advisors), review there performance & consistently raise them.

Direct Sales - Will Be Responsible for Sourcing & Deepening Relationships from Existing Customer Base of Bank Customers. will Be Responsible for Selling Equity Based Investment Products to this Set of Customer Base . should have Effective Servicing Skills and Should Be Excellent in Conflict Management.will Be Responsible to Develop Business, Maximize Revenue Generation & Achieve Sales Targets. will Work in Close Coordination with the Bank Team to Ensure all Clients Acquired from the Assigned Area, Trade Actively. .responsible for Servicing and Generating References from the Partner Bank Channel Customer Base.Branch Sales/ Online Sales - Responsible for New Client Acquisition, Building New Relationships and Increasing Depth in Existing Relationships with Clients..will Be Responsible for Primarily Selling Equity / Online Equity Based Investment Products..responsible for Identifying Customer Needs, Assessing Their Risk Appetite and Providing Them Investment Options.responsible for Achieving Targets as Assigned By the Organization On a Monthly Basis.

Execute trades on live terminal and collect cheques from clients. Educate clients to move on to self trade on line. Acquire new clients through references and other sources. Know market sentiment via research, valuation and data analysis .Monitor BSE/NSE and other international market performance , Provide key clients daily information related to trading and market movements.

To increase the awareness of loyalty programme, membership of the programme and also spread the benefits of the program among the customers. It also included studying the position of Pantaloons in the market compare to other competitors.