Regional Lead UnderwriterAssistant ManagerSenior Underwriter, Home Loan Consultant, Assistant Branch Manager * Management of daily Underwriting flow and production for Regional Center with focus on Quality and Customer Service. * Top production Underwriter with the highest quality control rating managing a pipeline caseload of reviewing over 400 loans per month. * Experience in underwriting all company products to include FMMA, FHLMC, FHA, VA, USDA and Niche products of over 30 Investors. All underwriting includes credit analysis to determine borrowers’ ability and willingness to repay mortgage debt based on stability and adequacy of income, funds to close, credit history, qualifying ratio and compensating factors * Appraisal review with knowledge of principles, methods, practices and techniques related to real property valuation. * Experience in Audit responses to all major Agencies for Quality Assurance Department with regards to non-fund loans and compliance and underwriting issues. * Team member of the President’s Council award for top Nationwide production several consecutive years.