Tero Harjula
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Tero Harjula Email & Phone Number

Platform economy | digitalisation | fintech | strategy | bus dev | leadership | program management at OP Financial Group
Location: Helsinki Metropolitan Area, Finland 11 work roles 3 schools
1 work email found @op.fi LinkedIn matched
✓ Verified Jul 2026 4 data sources Profile completeness 100%

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Work email t****@op.fi
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Current company
Role
Platform economy | digitalisation | fintech | strategy | bus dev | leadership | program management
Location
Helsinki Metropolitan Area, Finland
Company size

Who is Tero Harjula? Overview

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Quick answer

Tero Harjula is listed as Platform economy | digitalisation | fintech | strategy | bus dev | leadership | program management at OP Financial Group, a with 6227 employees, based in Helsinki Metropolitan Area, Finland. AeroLeads shows a work email signal at op.fi and a matched LinkedIn profile for Tero Harjula.

Tero Harjula previously worked as New Business Development, OP Lab at Op Financial Group and Principal and Owner at Thicon Oy / Harjula Consulting Oy. Tero Harjula holds Bachelor'S Degree from Schiller International University Heidelberg Campus.

Company email context

Email format at OP Financial Group

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{first}.{last}@op.fi
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AeroLeads found 1 current-domain work email signal for Tero Harjula. Compare company email patterns before reaching out.

Profile bio

About Tero Harjula

Business - Technology - Team & Customer success. Experienced business architect with wide knowledge from positively transforming business with technology. Creator of solutions for banking, retail and public sectors. Start up mentality towards work at hand.True digitalisation advocate with positive change attitude for team and customer success.Five granted US PatentsSpecialties: Strategy, business development, product and program management, managing expert teams, innovations management, business solutions, information security, strategic partnerships formation and deal negotiations and closing.

Listed skills include Strategic Partnerships, Strategy, Product Management, Business Development, and 46 others.

Current workplace

Tero Harjula's current company

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OP Financial Group
Op Financial Group
Platform economy | digitalisation | fintech | strategy | bus dev | leadership | program management
helsinki, southern finland, finland
Website
Employees
6227
AeroLeads page
11 roles · 27 years

Tero Harjula work experience

A career timeline built from the work history available for this profile.

New Business Development, Op Lab

Current

Helsinki Area, Finland

Orchestrated as Product and Business owner the development and delivery of a new FinTech offering OP Laskulaina. OP Laskulaina is a new integrated, intelligent and flexible invoice financing service available directly from the invoicing service.Negotiated with and sold the concept and new service offering to Visma Group. Visma Netvisor implemented the OP Laskulaina -service in May 2018.OP Laskulaina - Banking Technology Award Winner 2018 - Best use of IT in Corporate BankingOP… Show more Orchestrated as Product and Business owner the development and delivery of a new FinTech offering OP Laskulaina. OP Laskulaina is a new integrated, intelligent and flexible invoice financing service available directly from the invoicing service.Negotiated with and sold the concept and new service offering to Visma Group. Visma Netvisor implemented the OP Laskulaina -service in May 2018.OP Laskulaina - Banking Technology Award Winner 2018 - Best use of IT in Corporate BankingOP Laskulaina - Solution Partner of the Year 2019 - Visma Solutions#OPLaskulainahttps://op-laskulaina.fi Show less

Dec 2016 - Present

Principal And Owner

Current
Thicon Oy / Harjula Consulting Oy

Espoo

Jan 2018 - Present

Country Manager, Finland - Product Line Head For Venafi, Inc.

Helsinki, Finland

- Established operations and directed the Finland subsidiary of Venafi, Inc.- Recruited, built and managed a world-class, leading product team for SSH key management.- Designed the SSH key management product with the recruited Team.- Established short and long term roadmaps to deliver features that maximize customer success.- Lead innovator on six patent filings with co-inventors from team members in Finland and USA.- Managed the team delivering SSH key management product… Show more - Established operations and directed the Finland subsidiary of Venafi, Inc.- Recruited, built and managed a world-class, leading product team for SSH key management.- Designed the SSH key management product with the recruited Team.- Established short and long term roadmaps to deliver features that maximize customer success.- Lead innovator on six patent filings with co-inventors from team members in Finland and USA.- Managed the team delivering SSH key management product releases 2014 - 2015.- Coordinated efforts with engineering, product management, contractors and outsourced teams.- Collaborated with marketing for compelling communication of SSH key management product.- Supported sales worldwide in addressing pre-sales needs, acted as subject matter expert.- Worked with and trained professional services and customer services teams.- Board member of Venafi Oy, Finland. Show less

Nov 2012 - Jul 2015

Director - Business Development

Helsinki, Finland

- Business and strategy development with CEO- Negotiated partnership agreements with global mobile operators and CAs

Apr 2012 - Oct 2012

Executive Vice President - Head Of Products And R&D

Helsinki

- Head of Product Management and RD (line of 30; six direct reports).- Managed Group Technology and Product portfolio globally.- Strategic partnership development and initiation of new ventures and business models.- Member of Group Management team

May 2009 - Dec 2011

Vice President - Strategic Partnerships And New Ventures

Helsinki, Finland

- Business development arm for CEO.- Managed development of strategic partnerships,, new business initiatives and offering bundles.- Negotiated global exclusive white-labeling and exclusive sales agreement in US, CA and UK.- M&A process owner, including M&A pre-process and pre-investment activities.- Member of the Group Management Team.

Dec 2008 - Apr 2009

Director - Product Management

Helsinki, Finland

- Concept development and road map for SSH product portfolio. - Product Manager for the advanced products (z/OS, EFT/MFT)- Responsible for selection Technology Partners and programs.

Nov 2005 - Dec 2008

Senior Manager - Concept Development

Helsinki, Finland

- Innovated new product concepts and improved existing product line.- Drive product development with focus on Financial Institutions.

Aug 2003 - Oct 2005

Director - Financial Institutions Business Development

Helsinki, Finland

- In charge of Financial Institutions business programs.- Relationship management selected Financial Institutions and application vendors.- Prepared sales forecasts, sales strategy and service pricing.- Participated in evaluating potential partners and ventures.

2000 - 2001 ~1 yr

Vice President - Head Of Business Applications Department

Luxembourg

- Head of the Business Application and Internal Control units.- Operative head of the major ICT/IT investment and change projects.- First reporting line, member of the Management Team.

Nov 1997 - Mar 2000

Manager - Business Development

Luxembourg

- Headed the Business development and related applications.- Developed new structured investment schemes.- Participated in creation of new subsidiary bank in Luxembourg (due Hong Kong transition to China rule).- Member of the Luxembourg Subsidiary's Management Team.

Jan 1995 - Nov 1997
Team & coworkers

Colleagues at OP Financial Group

Other employees you can reach at op.fi. View company contacts for 6227 employees →

3 education records

Tero Harjula education

Imo Certificate

Imo (Innovation Management Officer) Program

Certified Options Broker

Suomen Optiomeklarit Oy (Omx Helsinki)
FAQ

Frequently asked questions about Tero Harjula

Quick answers generated from the profile data available on this page.

What company does Tero Harjula work for?

Tero Harjula works for OP Financial Group.

What is Tero Harjula's role at OP Financial Group?

Tero Harjula is listed as Platform economy | digitalisation | fintech | strategy | bus dev | leadership | program management at OP Financial Group.

What is Tero Harjula's email address?

AeroLeads has found 1 work email signal at @op.fi for Tero Harjula at OP Financial Group.

Where is Tero Harjula based?

Tero Harjula is based in Helsinki Metropolitan Area, Finland while working with OP Financial Group.

What companies has Tero Harjula worked for?

Tero Harjula has worked for Op Financial Group, Thicon Oy / Harjula Consulting Oy, Venafi, Methics Oy, and Ssh Communications Security.

Who are Tero Harjula's colleagues at OP Financial Group?

Tero Harjula's colleagues at OP Financial Group include Jukka Ritvanen, Paula Ryynälä, Jukka Tomperi, Christian Kilpi, and Miia Kannasvuo.

How can I contact Tero Harjula?

You can use AeroLeads to view verified contact signals for Tero Harjula at OP Financial Group, including work email, phone, and LinkedIn data when available.

What schools did Tero Harjula attend?

Tero Harjula holds Bachelor'S Degree from Schiller International University Heidelberg Campus.

What skills is Tero Harjula known for?

Tero Harjula is listed with skills including Strategic Partnerships, Strategy, Product Management, Business Development, Saas, Leadership, Cloud Computing, and Security.

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