Tessa Chang Email & Phone Number

Irvine, CA

Primary duty is to perform necessary credit analysis, due diligence, and review of documents for new commercial real estate transactions with emphasis on multifamily and commercial real estate lending. Possess good credit, market, lending and transaction knowledge and analytical abilities. Able to manage moderately complex transactions to completion with.

Irvine, CA

Support regional credit teams and commercial relationship managers by providing objectivity and a risk management focus and the support needed to grow commercial relationships. Primary duties include ensuring new and renewed credits are properly analyzed, credit files are in compliance with policy, and the commercial lending process is.

Irvine, CA

Provided support of underwriting and verification of risk-assessment analysis on credit request packages, up to $25MM, specific to commercial real estate and business banking.Monitored proper use of single loan authority, execution of risk grading grid, appraisal order process, and all other components established for the assigned business.

Tustin, CA

Responsible for prudent lending while balancing the needs of Members with the needs of the organization.Reviewed, analyzed, and decisioned consumer loan requests on products such as personal lines of credit, credit cards, unsecured loans, automobiles, recreational vehicles, boats, and motorcycles.Evaluated and verified loan applications and credit criteria.

Costa Mesa, CA

Retained specific knowledge of financial products, consumer loans, and services to Members.Worked closely with management to lead and assist team members.Completed projects and reports related to the branch, such as: product promotion, individual product ratio success of each team member, delivering successful advocacy reports where one is able to improve.

Costa Mesa, CA

Conducted loan interviews and counsel loan applicants. Obtained and evaluated credit reports according to loan policy.Accurately and promptly processed all types of Credit Union loans (personal, auto, andlines of credit). Opened certificate and IRA accounts and handle renewals when neededEnsured that loan policies, procedures, services and products meet.

Irvine, CA

Primary function to acquire, retain, and deepen customer relationships. Assisted 20-35 customers daily with day to day banking, fraudulent activities, and system maintenance. Cold-calling; reached out to 20-35 customers with a 35% success rate of appointment booking. Maintained and built customer base by building rapport with effective listening.

Efficiently and effectively resolved customer issues and as well as designated troubleshooter. Identified sale opportunities for Personal Bankers and assisted them with administrative responsibilities. Executed telephone and clerical skills. Accountable for order of branch supplies.