Grant Gilbert Email & Phone Number

Dallas, Texas, United States

➤ Conducting analysis of commercial credit applications submitted for underwriting and developing loan packages.➤ Leveraging underwriting experience to add value to the credit analyst team, ensuring turnaround time needs are met.➤ Applying knowledge of SBA guidelines to provide analyzed, researched, and documented packages for committee review.➤ Processing, evaluating, and completing financial analyses on individual loan requests while confirming data accuracy.➤ Assisting the senior credit analyst in preparing monthly reports and weekly correspondence for the board of directors' committee.➤ Monitoring and maintaining the overall credit quality of existing loan facilities and verifying the completeness of applications.➤ Providing reports to management and the loan committee, conducting credit reviews, and preparing correspondence.➤ Cultivating strong and positive working relationships with partners to maintain excellent internal and external client service.➤ Recording minutes for the Directors' Loan Committee and completing other projects as requested by leadership.➤ Serving as a subject matter expert on products, processes, and systems, while providing guidance to new loan officers.➤ Ensuring credit quality and averting any potential signs of default throughout the underwriting process.➤ Participating in continuous improvement by generating suggestions and engaging in problem-solving activities.➤ Actively staying abreast of industry trends and regulatory changes to ensure compliance and inform decision-making.

Mckinney, Texas, United States

➤ Supported outreach efforts and managed the investment pipeline to drive new infrastructure development.➤ Generated new business for projects focused on fixing and flipping, as well as buying single-family homes as rentals.➤ Created investment property proformas and construction budgets from the ground up.➤ Designed construction budgets at multiple price points for both current and future new construction and renovations.➤ Assisted with financial analysis and conducted site visits related to acquisitions, renovations, and dispositions of properties.➤ Performed underwriting to evaluate, research, and quantify financial risks for prospective acquisition deals.➤ Developed accurate, timely proformas, budgets, and scopes of work to evaluate property and project viability.➤ Supported the negotiation and execution of financing transactions and made efforts to connect with lenders.➤ Built and managed complex financial models, and efficiently managed large data sets utilizing Microsoft Excel.➤ Obtained financing for renovations and new construction projects, and networked with wholesalers for acquisitions.➤ Interfaced with building materials suppliers for materials acquisition to minimize costs and maximize profits.➤ Improved budget accuracy, ensured actual costs adhered to established budgets, and monitored expenditures.➤ Played a key role in budgeting and sourcing furnishings for properties, including an Airbnb and another as student housing.➤ Created a warehouse inventory tracking spreadsheet to ensure product adequacy and efficient inventory utilization.

Carrollton, Texas, United States

➤ Aerospace Ground Equipment Journeyman – US Air Force – 09/2010 to 03/2017