Thomas Cotter - Cfp® Email & Phone Number

Knowing my clients and helping them work towards and achieve their goals is the most important and most satisfying aspect of my role.Working as a "team" with my clients is key. Like any relationship it takes two parties communicating and committing to what's required to ensure everything goes to plan. How can we help you?> Owning your home - providing a strategy to pay down your debt ASAP as we know this is most families/individuals biggest concern. We are mortgage brokers therefore can also help review your home loan product;> Maximising your Super and Retirement Planning - making what you have work harder for you i.e. helping with investing your Super. How much do you need to retire? Are you on track? If not, what needs to be done now to have a comfortable retirement;> Insurances - Wealth & Asset Protection - Protecting yourself and your family from the worst (Income Protection, Life, Disability & Trauma);> Wealth Creation & Investments outside of super - taking that extra step to get ahead (e.g. gearing/borrowing for an investment property, managed funds, share portfolio, etc.);> Cash flow management and getting in control of your situation - this is critical in getting the above right.

Listed skills include Strategic Financial Planning, Superannuation, Investments, Income Protection, and 31 others.

• 

  Certified Financial Planner

  Ca Financial Services Group

  Oct 2010 - Present - North Sydney

  At CA we provide integrated Financial Services and Wealth Management Solutions with a focus on Financial Planning. We offer holistic advice and services, including the following:(a) Purchasing and helping finance (home loan) your home, refinancing or reviewing your debt situation, providing a strategy for saving for a home;(b) Retirement planning - how are you tracking to having enough money at retirement? Plus helping organise your Super accounts and making it work harder for you (i.e. investments);(c) Protecting yourself, your family and your assets. Because without the right insurances in place everything can fall apart;(d) Wealth Creation and investing (e.g. investment properties);(e) Cash flow management and ensuring your in control of your situation.