Thomas Ernst Email & Phone Number

Puntarenas, Costa Rica

Catamount, LLC is a real estate underwriting firm specializing in evaluating risks and potential returns for resort and residential community construction projects. Their process ensures investments are sound and financially viable through these steps:Project Analysis: Evaluates location, design plans, entitlements, and competitive landscape, including on-site inspections and market trend analysis.Financial Evaluation: Assesses projected construction costs, operating expenses, and future income, developing and scrutinizing financial statements and budgets.Risk Assessment: Evaluates market, construction, and operational risks, including contractor creditworthiness and potential legal or environmental issues.Valuation: Determines the project's market value upon completion using methods like comparable sales and income capitalization.Loan Structuring: Structures loan terms, including amount, interest rate, and covenants, to minimize risk.Due Diligence: Verifies information provided by the developer, including legal documents, zoning regulations, and environmental reports.Report Generation: Produces a comprehensive report with findings and recommendations for lenders and investors.Ongoing Monitoring: Continues to monitor the project's progress and performance post-transaction.Staffed with experts in finance, real estate, market analysis, and risk management, Catamount, LLC helps investors, lenders, and developers make informed decisions, supporting the stability and efficiency of the real estate market.

Aspen, Colorado

Resort Management / Construction and Development

Served on a seven member commission with the responsibility of overseeing The Steamboat Springs Department of Planning and Community Development. Activities included; the design and implementation of the areas community plan, zoning design and development, historic preservation, community development code administration, affordable housing design and oversight, and project review and approval.

Senior Vice President - Middle Market Investment BankingDeveloped and managed Investment Banking operations for the Denver, Colorado division of McDonald Investments. Responsibilities included assisting privately owned, middle market companies as well as publicly traded companies with merger, acquisition divestiture and advisory services. Coverage Areas: Denver, ColoradoSalt Lake City, UtahBoise, Idaho

Turnaround consulting firm focussed on serving financially troubled manufacturing companies and real estate developments nationwide. Served as a fiduciary in complex real estate developments including mortgage and statutory receivership management, bankruptcy proceedings, loan workouts, financial analysis, construction and development management, problem real estate marketing, and tailored reporting.