Businesses compete for the best talent in the workforce. This happens at all levels of employment from intern to executive . Offering the right Employee Benefits plan takes money, time, and energy. Proper planning will lead to higher productivity, less turnover and financial protection for your employees and their families. For many workers, benefits offered are valued more than salary and wages. The Affordable Care Act has added complexity to the benefits equation. Staying ahead of the trends in this ever changing field will give your company a measurable advantage. Tom Rupp has worked exclusively as an Employee Benefits Specialist for over 12 years. Tom is a Licensed Accident and Health Counselor. He represents self funded and fully insured clients with 10 – 10,000 employees. Brown & Brown is one of the 10 largest insurance intermediaries in the world.