Conduct fraud reviews to identify potentially fraudulent activity in home mortgage applicationsAnalyze customer documents, including tax returns, bank statements, profit and loss statements, mortgage applications, appraisals, and insurance documents, for signs of fraudPrepare weekly, monthly, and annual reports detailing fraud findings for upper management and suggest solutions to mitigate fraud risksGenerate Unusual Activity Reports on suspicious activity Update and review fraud policies across various areas, such as 4506c audits, AML/BSA reviews, Elder Abuse Referrals and cases of income misrepresentationPerform in-depth reviews of employee misconduct referrals and report findings to upper management Proficient in using fraud prevention tools like LexisNexis and CoreLogic Fraud ReportsPossess excellent communication skills, both written and verbal

Experienced in underwriting high level mortgage loans with complex income to include business income from 1120/1120S/1065 and CorporationsHighest production on team of 20 underwritersHighest quality scores on audits for 3 of the 4 years in this position

• Ranked number 1 out of 12 underwriters in production for 2011 based on dollar amount, booking more than $43.3 million in completed deals• Ranked number 1 in production out of 10 underwriters for 2010 based on loans booked, successfully booking over $27.6 million in loans which comprised 20% of all production for the department in 2010• Underwrite loans in excess of $750,000, business loans and other deals that require more intense analysis• Negotiated existing terms for loans in default • Analyzed income, property characteristics, credit history and other information as applicable to decision credit requests• Trained new employees in underwriting and decision process• President of Employee Morale Committee, coordinating employee morale events from July 2010 to September 2011