Tim Brown Email & Phone Number

Penfield, NY, US

Rochester, New York, United States

Brand ambassador of the organization, responsible for developing and executing the strategic direction to enable growth, community presence and market share for the Rochester region

Manage the Business Banking Commercial Lending Department for the Western New York Region

Responsible for establishing the business unit as an SBA Lender in Upstate New York and selling the various SBA loan products to small businesses while maintaining the integrity of the overall loan portfolio. This was accomplished through a referral network consisting of accountants, attorneys, commercial realtors, mortgage brokers and business brokers.

Responsible for selling the loan products (conventional, SBA and factoring) to small businesses and private investors, throughout Upstate New York while maintaining the integrity of the overall loan portfolio. This is accomplished through a referral network consisting of accountants, attorneys, commercial realtors, mortgage brokers and business brokers.

Responsible for selling the conventional loan products of the Bank to small businesses (revenues <$5MM) throughout the Greater Rochester Area and to a lesser degree the SBA 7A program. Product set included commercial mortgages and working capital lines of credit for both owner-occupied real estate and 5+unit apartment buildings. Additional responsibilities.

Responsible for marketing financing solutions to small businesses and their owners, throughout Upstate New York, utilizing conventional and SBA loan products (504 and 7A) while maintaining the integrity of the overall loan portfolio. This was accomplished through a referral network consisting of accountants, attorneys, business brokers, mortgage brokers.

Responsible for introducing Business Lenders, LLC to referral sources (i.e., brokers, CPAs, attorneys, etc.) throughout New York State as an alternative funding source for their clients. Accountable for review of commercial loan requests developing customized loan structure and submit recommendations within SBA guidelines. Required to generate a minimum of.

Responsible for increasing commercial market share by acquisition of commercial loan and deposit clientele. Required to actively manage a client base of approximately 80 commercial borrowing accounts with exposure in excess of $15MM. Accountable for aggressively selling and cross-selling the Bank's fee based products and services. Required to meet 100%.

Responsible for managing an audit team consisting of 6-8 auditors assigned with the task of reviewing the creditworthiness of the Bank's regional loan portfolio. Ensure the performance of all phases of the audit process including presentation, work flow and follow-up of findings by way of written report. Presented findings to the CEO's of the various.

Responsible for redefining strategy and debt structure for troubled debts by actively orchestrating the workout of commercial debt utilizing negotiation skills. Worked in close contact with various lending units and interacted with the Chase Legal Department as individual cases required.