Timothy Corcoran Email & Phone Number

Pittsburgh, Pennsylvania, United States

Greater Boston

• Establish processes, documentation, and training materials to allow company to increase loan origination 9x while keeping a steady conversion rate
• Train new hires to effectively allow company to scale at an accelerated rate - Team growth over 500% in 18 months
• Collaborate with product team leaders to develop and improve functions of our backend software to improve efficiency
• Analyze default data to adjust underwriting program to maintain delinquency limits

Greater Boston Area

• Structure 100s of loans weekly (net check, down payment, APR and loan terms) based on guidelines and credit analysis
• Underwrite auto loans in line with internally determined risk guidelines and asset valuations
• Determini client’s credit worthiness using income analysis and national credit bureau reports
• Researching vehicle history and value using trusted automotive reports and websites

Greater Boston Area

3rd Party commercial loan portfolio, risk profile and credit quality evaluation.

Greater Pittsburgh Area

• Evaluate, review, and confirm commercial lending structures with corresponding loan documentation to align with state and federal regulations for pledging billions in bank assets to the Federal Reserve
• Create document exceptions record and track outstanding items
• Collaborate with UWs and RMs to renew/restructure existing relationships to ensure loan security and minimize risk
• Review mortgages and UCCs to ensure proper filing with state and county offices to perfect and protect bank collateral
• Compile monthly metrics, stock audits and document-location reports for department leaders using
• Created reporting templates using Excel formulas including VLookups, Pivot Tables and Macros and created job aides/procedures which were implemented into SOP

Greater Pittsburgh Area

• Balanced investment portfolios to provide daily, weekly and month-end accounting of trading activity, interest and dividend receivables, fee and withdrawal payables, stock pricing and net asset valuations
• Completed and reviewed custodian bank reconciliations including cash, asset and market value reconciliation of 50 accounts for five clients
• Analyzed reconciliation variances and coordinated timely resolutions with traders, portfolio managers and other financial institutions
• Collaborated with group members to ensure daily and special reporting was completed accurately and on time
• Completed daily portfolio net asset valuations against official stock value in accordance with internal and external auditing requirements

• Prospecting, developing, qualifying, and closing new business opportunities for spot market and contract business.
• Initiated and developed strategic relationships with 37 new clients and over 200 carriers through cold calling and industry leads to increase shipping volume.
• meeting their timeline and budgetary demands
• Evaluating multiple options for current and prospective customers to maximize efficiency and eliminate overhead within their transportation networks.
• Negotiated client and carrier freight prices using market rates and current supply/demand to maximize margin
• Sold PLS 3rd party logistics (3PL) services to companies privately shipping or using competing 3PL companies.

Greater Pittsburgh Area

• Worked on companywide regulatory data reconciliation project.
• Reached out to 1000+ clients and employees by email and telephone.
• Adjusted the project's outgoing letter and received a sizable increase in returned data.
• Organized and archived thousands of spreadsheets in an easily accessible manner.
• Finished project with 99.97% reconciliation on 270,000+ lines of data.

• Acted as accounting QC oversight for investment portfolios overall daily foreign currency exchange transactions
• Processed and confirmed foreign currency trades for Generalized System of Preferences (GSP) and Constant Maturity Swap (CMS) trades.
• Gathered and converted trading data into cohesive monthly deliverables to investment managers and operations managers

• Processed cash deposits and withdrawals
• Cashed and deposited business and personal checks
• Sold and redeemed Cashiers Checks,Travelers Checks, and Government Bonds
• Sold upgraded services
• Handled ~ $100,000 in cash daily
• Protected customers from fraud and scams by studying modern criminal techniques