Tim Diggs Email & Phone Number

Greater Tampa Bay Area

Tidal Wave Loans is dedicated to providing loan expertise, expeditious processing, and focused commitment, combined with the passion to go the extra mile, to assure that our clients’ home buying dreams come true in the shortest amount of time, at the lowest available rate. We are a company run by family to serve families with over 40 years of experience in the mortgage loan industry.I look forward to earning your continued business and referrals with the highest level of service!TidalWaveLoans.com(941)330-3047

Greater Tampa Bay Area

Harbor Island, Fl

Tampa, Fl

*Developed model for Central Florida to maximize earnings on company acquisitions.*Performed market analysis and defined target markets and purchasing boundaries for Central Florida.*Reviewed and approved pro-formas and rehab budgets for all Central Florida acquisitions.*Final authorization on all acquisitions for Central Florida.

Omaha, Ne

*Utilized actuarial models and prior loss history to develop and explain innovation, differentiated works compensation plan to CFO's, CEO's and their insurance producers (agents).*Researched large and middle market corporations while defining their P & C insurance needs.*Managed a team of business development reps in target markets.*Developed and Maintained Key relationships with commercial insurance agencies and individual producers.*Conducted conference calls to explain nuances of workers compensation policies.*Attended conferences and high profile company sponsored events to build relationships and explain products to elite producers and their agencies.

Sarasota, Florida

*Boutique Real Estate firm specializing in "value-added" and opportunistic investments in real estate and distressed debt.*Earned high returns on invested capital, exceeding $1.6M in rental income on niche opportunity by purchasing over 40 homes from bankruptcy trustees.*Raised $23M in private funding and demonstrated ability to provide exceptional returns while limiting risk.*Purchased distressed residential property and debt below market value to hold in rental portfolio or to resell for profit.*Identified investment opportunities through networking, market studies and research.*Researched potential investments by utilizing PACER, MLS, county clerk and other public databases.*Analyzed potential title defects on properties purchase at foreclosure auctions.*Utilized different legal structures to limit financial liability for each individual asset.*Directed all processes and functions associated with lenders, insurance companies and other vendors.*Developed building cost and timeline for rehab of homes.*Negotiated with subcontractors, municipalities, attorneys, bankruptcy trustees, creditors, debtors and other lien holders.*Provided partners with analysis for investment underwriting including market absorption rates, cap rates, IRR and cash flow analysis.*Prepared detailed memos and financial reports for investment partners.*Obtained necessary permits from city and county governments.

Kansas City, Missouri Area

Researched development sites.Revised financial projections for existing projects- Tiffany Greens Development.Improved accounting systems and assisted with payroll.Analyzed construction change orders and budgets for mistakes and misrepresentations.Performed financial modeling utilizing advanced excel and discounted cash-flow analysis.Collaborated with city council on zoning issues.

Oxnard, California

Assisted in creating and editing investment pro-formas.Evaluated construction change orders.Performed preliminary due diligence on potential development sites.