Tim Murphy Email & Phone Number

New York City Metropolitan Area

Senior Vice President, Corporate For-Profit HealthcareResponsibilities:* Managing a team of credit professionals.* Manage the workflow of the credit team, ensuring that the customer needs are being met.* Reviewing written analysis for proposed credit commitments to existing and prospective clients and providing guidance to author.* Collaborating with the relationship management staff to help determine proper credit commitments for both existing clients and bank prospects.* Working closely with credit approvers to ensure risks are properly mitigated.* Making recommendations on credit commitments and internal rating decisions.

New York, New York, United States

Senior Vice President, Corporate For-Profit HealthcareResponsibilities:* Managing a team of credit professionals.* Manage the workflow of the credit team, ensuring that the customer needs are being met.* Reviewing written analysis for proposed credit commitments to existing and prospective clients and providing guidance to author.* Collaborating with the relationship management staff to help determine proper credit commitments for both existing clients and bank prospects.* Working closely with credit approvers to ensure risks are properly mitigated.* Making recommendations on credit commitments and internal rating decisions.

Greater New York City Area

Senior Vice PresidentCorporate For-Profit HealthcareResponsibilities:* Managing a team of three credit professionals.* Reviewing written analysis for proposed credit commitments to existing and prospective clients and providing guidance to author.* Collaborating with the relationship management staff to help determine proper credit commitments for both existing clients and bank prospects.* Working closely with credit approvers to ensure risks are properly mitigated.* Making recommendations on credit commitments and internal rating decisions.* Reviewing all For-Profit Healthcare internal ratings to ensure appropriate use of policy.Other Information:* Successfully helped implement a new format for all credit packages within the FP Healthcare Division.* Was part of a small group to create a standardized format for all credit write-ups across all of Corporate and Commercial banking.* Tested multiple templates before bank-wide distribution.* Directly or indirectly responsible for monitoring over $5.5 billion in credit commitments.* Well versed in all sectors within the Healthcare industry (Hospitals, Insurers, Distributors, Pharmaceuticals, and Medical Technology/Devices).

Greater St. Louis Area

Vice PresidentCorporate Banking - Not-for-Profit HealthcareManage the ongoing credit needs and monitor financial performance of 18 large not-for-profit health systems in the mid-west, south-east and north-east, with credit commitments ranging from $25 million to $300 million.Prepare written analysis of proposed credit commitments to both existing and prospective clients. Scope of analysis includes review of company’s historical financial performance, market position, industry analysis, analysis of the corporate and credit structure, covenant sensitivity analysis and recommendations for approval and assignment of internal credit rating.Other responsibilities:* In conjunction with relationship managers, build and maintain an open dialogue with client’s management.* Active participant and sometimes primary presenter of credit packages to US Bank’s credit approvers.* Review legal documents pre- and post-boarding to ensure that final structure is as approved.* Stay abreast of any changes in financial performance or any other events that may change the client’s position, and ensure appropriate and timely internal rating changes when applicable.* Test client’s covenants each testing date to ensure accurate calculation and compliance.* Mentor less seasoned analysts.Additional information:* Aggregate commitments of portfolio is in excess of $1.8 billion.* Client's annual net revenues range from $500 million to $10 billion.* Advised other divisions within the bank with deals that included a Healthcare component.* Received awards for productivity, adaptability and collaboration.* Mentor in a USB sponsored Portfolio Management training program for employees in other business lines that want to move to a Corporate/Commercial Banking Analyst position.

Greater Nashville Area, Tn

Corporate Banking - Healthcare DivisionPrepare written analysis of proposed credit commitments to both existing and prospective clients in both the For-Profit and Not-For-Profit Healthcare industries. Scope of analysis includes review of company’s historical financial performance, market position, industry analysis, analysis of the corporate and credit structure, covenant sensitivity analysis and recommendations for approval and assignment of internal credit rating.

Knoxville, Tennessee Area

Large Merchant GroupResponsible for completing counterparty credit research to mitigate risk exposure obtained through processing Visa/Mastercard transactions for various public and private domestic businesses.

Honors (Top 10%) And Received The Library Award For My Management Paper.

Bachelor Of Science (B.S.), Business Administration: Concentrations In Finance And Economics

Activities and Societies: Omicron Delta Epsilon, National Association for Business Economics, Financial Management AssociationGraduated.