Tim Halls, Cfp®, Cfa® Email & Phone Number

Clayton, Missouri

As discussed above, I lead a team that focuses on two different types of clients.For families, the world is complex and constantly changing. My clients typically have the ABILITY to keep up with financial issues, but very few have the TIME or DESIRE. They trust my team and me to understand where they are trying to go and to be on top of the strategies and tactics for best getting them there. Being a "Family CFO" requires us to have extensive knowledge of many planning disciplines - including taxes, debt management, business finance, cash flow planning, investments, education savings, insurance, estate planning and multi-generational issues. And we must be proactive in applying this knowledge to our clients' unique situations.For our retirement plan clients, we need to serve the unique needs of the business owners while simultaneously managing the plan in the best interest of all participants. To accomplish the latter, we invest much time in face-to-face meetings with participants. We have a passion for teaching them how to invest their accounts and a passion for encouraging them to develop and maintain the savings discipline necessary for a successful retirement.It's gratifying to drive home at night believing you have made a meaningful, positive impact on people's lives.

Greater St. Louis Area

I began what I'd hoped to be a long career at Boatmen's Bank shortly after graduating from DePauw in 1988. I was hired into the Executive Management Training Program, and was promptly assigned a military surplus desk in the crowded credit department on the 3rd Floor of the old Boatmen's Tower in downtown St. Louis. While feeling somewhat like an indentured servant, that first year of credit training was invaluable and provided me an array of practical knowledge and skills I still use today.In the summer of 1989, I was promoted to Commercial Lending Officer and assigned a position at the bank's Hampton Village branch. I was given a $2.5 million portfolio of 65, largely low-grade commercial loans, with marching orders to get rid of it and replace it with something better. With many thanks to my bosses and fellow bankers, I was able to achieve those orders and had the great pleasure of meeting and doing business with a wide variety of exceptional, local business owners. As I continued to be promoted (Assistant Vice President, Vice President, Senior Vice President - banks sure do love their titles!), I developed a strong and lasting admiration for those business owners. There are myriad obstacles that can derail a successful business, and the owners and managers of those that survive and thrive should be recognized for how significant an achievement it is. Over time, I found myself more and more wanting to be an entrepreneur - but seeing first hand how challenging it was, it took me a while to pursue.When Boatmen's sold to NationsBank in 1996, I was disappointed to see a long-time St. Louis corporate name go away, but was largely enthused by the acquisition. NationsBank provided folks like me greater responsibility and authority, and a heightened entrepreneurial environment. Unfortunately, in 1998, NationsBank bought Bank of America, and not only took the B of A name, but also the B of A culture. That directly led to my change of career 4 years later.

Bachelor Of Arts (B.A.), Economics

Activities and Societies: Studying Econ is obviously a joy, but my greatest DePauw experience was the re-colonization of the Sigma Nu.

Engineering

Starting in mid-September, the sun doesn't shine in West Lafayette, IN. In 1984, the town seemed depressed, the campus seemed tired.