Timothy Gardner Email & Phone Number

Austin, Texas, United States

• Consult with clients regarding current financing trends in the capital markets for permanent and structured real estate loans. Underwrite and analyze historical and pro forma cash flows.
• Analyze bids and make strategic recommendations to clients regarding available financing options.
• Direct negotiations on loan structure and terms. Provide creative solutions based upon past deal experience.
• Maintain and cultivate relationships with lenders and other industry professionals to develop commercial mortgage market expertise.
• Originated and closed over $250M in various types of commercial mortgages.

Los Angeles, California

• Established strategic relationships with developers, intermediaries and other industry professionals to increase deal flow and market presence.
• Analyzed and evaluated historical and pro forma operating statements, rent rolls, historical occupancy data, market data, borrower financial statements, tenant financial statements and third-party reports.
• Originated over $150M in CMBS and Bridge loans generating approximately $4M in revenue.

Los Angeles, CA

• Managed all operational aspects of the regional loan production office in Los Angeles, CA.
• Presented loans to credit committee and participated in the loan approval process.
• Originated over $850M in CMBS and Bridge loans secured by all property types.
• RBS permanently closed its CMBS business in the U.S. in January 2015 due to corporate restructuring.

Los Angeles, California, United States

• Generated investment opportunities through the development of broker and industry relationships to source acquisition opportunities.
• Researched and evaluated market data/trends to build and frame the team’s viewpoint on the appropriate risk/return metrics for new investment opportunities.
• Acquired several multi-tenant office buildings valued in excess of $75M.

Greater Los Angeles Area

• Maintained and developed relationships with commercial real estate firms in the Central/Western Region of the U.S. to source real estate lending opportunities including permanent, bridge and mezzanine loans.
• Originated approximately $250M in CMBS and structured loans.
• CWCapital permanently closed its lending operations in April 2008 due to the Financial Crisis.

New York, NY

• Originated and underwrote $2.0B+ of CMBS and Bridge loans secured by commercial properties throughout the U.S.
• Managed a 5-person team of analysts and underwriters and presented all deals for credit approval.
• Oversaw numerous complex loan transactions, met strict time deadlines and supervised underwriting to ensure high credit quality standards were maintained.

New York, NY

• Underwrote over $2.8B of CMBS and bridge loans secured by all property types located throughout the U.S.
• Worked with rating agencies and bond investors throughout the securitization process to mitigate credit issues.

Bachelor Of Business Administration - Bba

Education record