Timothy Gardner Email & Phone Number

Austin, Texas, United States

• Consult with clients regarding current financing trends in the capital markets for permanent and structured real estate loans. Underwrite and analyze historical and pro forma cash flows.• Analyze bids and make strategic recommendations to clients regarding available financing options.• Direct negotiations on loan structure and terms. Provide creative solutions based upon past deal experience.• Maintain and cultivate relationships with lenders and other industry professionals to develop commercial mortgage market expertise. • Originated and closed over $250M in various types of commercial mortgages.

Los Angeles, California

• Established strategic relationships with developers, intermediaries and other industry professionals to increase deal flow and market presence. • Analyzed and evaluated historical and pro forma operating statements, rent rolls, historical occupancy data, market data, borrower financial statements, tenant financial statements and third-party reports. • Originated over $150M in CMBS and Bridge loans generating approximately $4M in revenue.

Los Angeles, Ca

• Managed all operational aspects of the regional loan production office in Los Angeles, CA. • Presented loans to credit committee and participated in the loan approval process.• Originated over $850M in CMBS and Bridge loans secured by all property types.• RBS permanently closed its CMBS business in the U.S. in January 2015 due to corporate restructuring.

Los Angeles, California, United States

• Generated investment opportunities through the development of broker and industry relationships to source acquisition opportunities.• Researched and evaluated market data/trends to build and frame the team’s viewpoint on the appropriate risk/return metrics for new investment opportunities.• Acquired several multi-tenant office buildings valued in excess of $75M.

Greater Los Angeles Area

• Maintained and developed relationships with commercial real estate firms in the Central/Western Region of the U.S. to source real estate lending opportunities including permanent, bridge and mezzanine loans.• Originated approximately $250M in CMBS and structured loans. • CWCapital permanently closed its lending operations in April 2008 due to the Financial Crisis.

New York, Ny

• Originated and underwrote $2.0B+ of CMBS and Bridge loans secured by commercial properties throughout the U.S.• Managed a 5-person team of analysts and underwriters and presented all deals for credit approval.• Oversaw numerous complex loan transactions, met strict time deadlines and supervised underwriting to ensure high credit quality standards were maintained.

New York, Ny

• Underwrote over $2.8B of CMBS and bridge loans secured by all property types located throughout the U.S.• Worked with rating agencies and bond investors throughout the securitization process to mitigate credit issues.

Bachelor Of Business Administration - Bba

Education record