Tim Ratcliffe is a Product Manager - Affiliates at Online Republic. He possess expertise in e commerce, account management, team management, management, business strategy and 14 more skills. Colleagues describe him as "Tim has an entrepreneurial flair, with phenomenal pragmatism, discipline and capability around best practice methodologies to add real value in the ecommerce environment. I am constantly impressed by how he composes himself and the team to deliver leading edge, consumer friendly and PCI compliant payment solutions to the business. His understanding of ecommerce is excellent and, I believe, a key reason to the success of HOT's online business."