Todd Decker Email & Phone Number

Lawrenceville, Ga, Us

Alpharetta, Georgia, United States

Atlanta, Georgia, United States

Conventional/FHA(DE) Underwriter responsible for the initial front line credit decision, condition review and final approval of residential mortgages including income, collateral and asset review.

Responsible for Mortgage operations for an onshore/offshore mortgage underwriting, processing, and closing teams.

Roswell, Ga

Branch operations management for 26,000 square foot facility as well as processing team support for 24 mortgage processors. Develop and support employees in mortgage fulfillment by providing coaching and feedback that leads to sound business results. Manage employee performance and facilitate professional development. Implement and monitor processes and performance standards. Remove obstacles and facilitate change for fulfillment associates on the team. . Developed and implemented training to update associates on vendor guidelines as well as state and federal regulations. Provided branch data analysis to help develop associates to meet established goals as well as corporate reporting.• Supervised up to 24 mortgage professionals including determining goals and production standards• Established reporting templates and systems to enhance productivity and meet vendor requirements.• Implemented and provided training for associates on vendor guidelines, technology systems and state and federal regulations.• Responsible for ensuring branch compliance with state and federal laws and regulations as well as interact with various regulatory agencies.• 95.6% Productivity vs. Quality as measured by vendor metrics

Buford, Ga

• Played a vital role in ensuring seamless operational processes within a large-scale department including evaluation and resolving problems, providing support for team members and excellent responsiveness to our customers. • Exceeded objectives through team building while maintaining intense customer focus, as well as ensuring adherence to all corporate policies and standards.• Enhanced productivity by becoming an underwriter in order to expedite files, increasing profits for the company and shortening wait times for the clients.• Established the top producing team in the unit by developing individual action plans that maximized efficiency and integrated time management skills into effective process routines.• Provided site wide reporting using advanced techniques in Microsoft Office programs such as Excel, Word, PowerPoint, Outlook and SharePoint services.