Todd Hougaard Email & Phone Number

Logan, Ut, Us

Dublin 2, Ie

o Product manager for three products in the company portfolio. Leader of all product stakeholders through the entire product cycle from problem identification to concept to launch. Coordinated executive leadership, legal, marketing, sales, pricing, UI/UX, IT, dev ops, engineering, architecture, infrastructure, client relations, sales, delivery, training and support for each product. o Created and launched a mortgage industry specific third-party services marketplace and integration platform as a SaaS middleware between two LOS platforms and the rest of the mortgage ecosystem. Grew from launch to over 2,800 service provider companies with over 8,200 users in 3 years. Managed integration projects with over 10 provider systems.o Created a SaaS multi-tenant secure messaging platform for mortgage lenders and third-party providers to authenticate and securely communicate with all loan parties from within an LOS, or from within the provider system of record. o Updated and re-launched a portal for third-party service providers to receive and process orders from over 200 lenders. https://collaborationcenter.com/ o Established relationships with key strategic partners for identity management, anti-fraud, and AI based document processingo Collaborated with other product leaders on a 5-year project that delivered a modernized version of the company’s flagship LOS

o Created paperless mortgage loan delivery system that connects from the closing agent to the lender to the investor. Integrated with 7 of the top 20 national correspondent mortgage lenders. Implemented over 30 lender clients in under 2 yearso Created paperless lien release system for trustees using eSignatures and innovative legal process. Implemented over 40 loan servicers on the platform. System acquired by First American in 2014o Created secure collaboration system for lenders, closing agents, and other third parties in the mortgage lending process. System was acquired by Accenture in 2017

Santa Ana, Ca, Us

Developed and launched Rizolv, a cloud-based consumer complaint management system from within First American SMS. Managed entire process from developing the initial wire frames, managing an external development company, UI/UX, security design, public cloud hosting, onboarding the external IT operations team, coordination with marketing team, automated billing and collections process, sales prep, and the launch into the market.

Santa Ana, Ca, Us

o Managed national sales team and increased software revenue by 12% over 2 years

Irvine, Ca, Us

o Hired to launch a company from a tech platform that was spun out from a title companyo Developed go to market strategy, pricing, value proposition, marketing, positioning, and strategic narrativeo Built sales organization which added over 200 title agent clients in 3 years o Created strategic relationships and integrations with technology partners and title industry platformso Company was acquired by First American Title

Us

o Created and executed on the strategic vision that established “eRecording” as a new industry that included county recorder offices, mortgage lenders and title companieso Pioneered the first use of digital signatures in a real estate transactiono First use of digital signatures for electronic notarizationo Created the first production system for using digital signatures, digital notarization, and “smart documents” in real estate o Processed the recording of millions of real estate documents for mortgage lenders, mortgage servicers and title agents o Instrumental in persuading Fannie Mae, Wells Fargo, Bank of America, Chase and other leading mortgage players to support a paperless mortgage process using eSignatures, eNotary and SMART documentso Developed the standard used for eNotes that was adopted by Fannie Mae, Freddie Mac, and adopted by MISMO as the industry standardo Created unique processes resulting in 4 patents

Bachelor'S Degree, Geography, Statistics, Geographic Information Systems, Satellite Image Processing

A.S., Plant Sciences, Botany