Todd Kramer Email & Phone Number

Roseville, CA, US

1490 Drew Ave, Suite 110, Davis, CA 95618

Cryotherapy is the local or general use of low cold air temperatures in therapy. The term “cryotherapy” comes from the Greek word “cryo” meaning cold and the word “therapy” meaning cure. The goal of the application is to decrease cellular metabolism, increase cellular survival, decrease inflammation, decrease pain and spasm, and promote vasoconstriction.

Rancho Cordova, CA

Commercial risk control field consultant for all lines of insurance coverage. Service coordinator with a large portion of my job dedicated to insured’s with $400K+ premium. Objectives are to identify frequency and severity trends and develop sensible service plan activities to help insured with loss reduction. Activities include supervisory trainings.

Performed multi-line loss control field assessment and consultation services;Reviewed serviceable coverage's including workers' compensation, auto, property, products, and general liability. (Approximately 80% of caseload was workers compensation.) Conducted ergonomic evaluations for return-to-work and compensable claims for office and industrial settings..

Managed assigned accounts by performing loss trend drill down analysis, conducting site surveys, providing training, and assisting with the implementation of various safety program initiatives; Involved with program development for industrial ergonomics, slip, trip & fall prevention, forklift safety, HazCom, fall protection, accident reporting, machine.

Collected, balanced and booked multi-million dollar stock market equity transactions on behalf of Barclays PLC, the 25th largest company in the world (Forbes Magazine, 2009), with over $18.8 trillion in assets under custody and $1.9 trillion in assets under management;Worked in a fast-paced, time sensitive environment requiring frequent interaction with.

2002 to 2004Provided fee base safety consultation services to outside organizations;Conducted safety audits, program development, and training.

2002 to 2004 Developed, coordinated, and provided training on corporate initiatives to over (400) employees at (16) branch locations; Coordinated safety training, program development, site surveys, ergonomic evaluations, and had direct oversight of the safety fund budget.

Associate In Risk Management (Arm), Risk Management

Health & Safety Certification, Risk Management

Finance & Risk Management/Insurance, Business, Bachelor Of Science In Finance / Risk Management & Insurance

Business Administration