Todd Thrasher has been a financial advisor since 1992, assuming positions of increasing responsibility at Charles Schwab, first as a member of their call center, then as a branch-based Financial Consultant, before becoming promoted to Branch Manager. Todd was then asked to start and manage the company’s Private Client division in St. Louis. Todd was awarded Schwab’s Chairman’s Club Award, its highest employee award, four times during his tenure at the firm, and also won the firm’s Excellence in Service Award several times. In 2011, he joined Morgan Stanley as a Vice President-Financial Advisor in order to provide his clients with the advisory, investment, and service solutions of a world-class global wealth management firm. He was recently promoted to be the Branch Manager of the new Edwardsville, IL office of Morgan Stanley.Todd works with all of his clients in helping them create, manage and preserve their wealth, with a particular focus on those who have retired or are near retirement age. His process focuses on all aspects of a client's financial life, including wealth management, risk management, liability management, tax management, estate planning strategies, and philanthropic efforts. "When I know I've done a good job is when my clients look to the future with anticipation, not apprehension."A graduate of Eastern Illinois University, Todd is a native of the St. Louis area. He and his wife Carla have four children, Jacob, Haley, Ethan and Evelyn. In addition to family activities, Todd also likes to play golf, ski, fish, travel and coach his children's sports teams.Areas of focus: Retirement planning, asset management, income & cash-flow planning, alternative investments, asset allocation, insurance and long term care, strategies to lower risk.