Annuity Brokerage Director
CurrentMy skills run deep with prospecting, establishing selling agreements, helping with business retention while building business with brokers and at the same time creating strategic alliances. Indexed, Traditional and MYGA Annuity support for agents and advisors nationwide.DIA (Deferred Income Annuity) and SPIA specialist.Retirement Income Planning and Social Security Income design support for financial advisors &insurance agents.Curtis Cloke's Thrive U graduate and retirement income planning case design experience & support.Public speaking and product selection for wholesale insurance and income products in all 50 states.I help agents and advisors every day with understanding and developing techniques for Retirement Income Planning using a different approach.Please call me at 951-977-2615 so we can discuss some of the concepts I work with such as:• The most important 15 financial risks in retirement and why your clients need to know them• “Flooring” approach for retirement income vs. a systematic withdrawal or bucket approach to provide guaranteed lifetime income using the least amount of their assets• “Bracket Topping” with Roth conversions to help control taxes• RMD compression using the new QLAC contracts• Social Security bridging to maximize retirement income• Using cost of living guaranteed increases inside SPIA & DIA’s to guarantee increasing retirement income payments• Understanding mortality credits and how important they are to retirees• First in blend out “exclusion ratio “ tax treatment for non-qualified money• The importance of asking all of your clients if they have a written plan to get more appointments• New Mortality table changes forthcoming in 2016 lowering lifetime annuity payout rates• Client acquisition strategies - Adult Educator, College Tuition Funding concepts & Center of Influence Partners• Asset Based LTC product availability • Pacific Life Annuities• New York Life Annuities
