- Tom has a varied career with Lloyds Bank, encompassing a wide range of roles in client coverage, client strategy and portfolio management/capital optimisation.- Commercially astute, proactive and versatile; client focused with proven capability in building strong, sustainable and profitable client relationships, growing the franchise and optimising portfolio risk/return on capital.- Experienced business originator, delivering profitable, multi-product relationships with top tier Corporate, Financial Institution and Insurance clients, with client focused solutions across Lending, Financial/Debt Capital Markets, Transaction Banking in UK, Europe and North America. Experienced risk management.- Instrumental in delivering best practice portfolio management/capital optimisation; business origination governance across Commercial Banking; encompassing bank's largest Corporate/FI clients, Acquisition/Project Finance and Mid Markets businesses; single pricing/structuring/return governance; optimising portfolio risk/return on capital. - Sound strategic planning, organisation and communication skills, with strong analytical capability.- Accomplished leader, adeptly motivating/developing teams; articulate, personable, collaborative approach.- Graduate, ACIB and AMCT qualified.Specialities:- Client management, business origination, profitable franchise growth across Corporate/FI businesses.- Client strategy, planning and implementation; commercial, pragmatic approach- Portfolio management/capital optimisation; business origination governance