Tom Carmon, Cpa Email and Phone Number

Performed operational risk based audits of business units against common business risks to ensure best business practices and compliance with various regulations and laws.

• Conducted operational audits for various business units to include a brokerage, check clearing and, third party manager units testing operational risks and compliance with various banking and brokerage regulations.• Prepared walkthrough and process flow documentation to develop an understanding of the business unit and determine relevant risks. • Researched regulatory requirements to determine the requirements and understand risk exposure to the bank.

• Designed a control utilizing Access to find duplicate payments. Clerical staff was circumventing controls within Oracle to input duplicate invoices thereby requiring the additional control and test. This saved app. $250k per year. • Utilized pivot tables to summarize data to determine if “structuring” was taking place. This created targeted sampling that increased the effectiveness of our audit.• Mapped controls to the COSO framework to demonstrate corporate compliance with SOX.• Prepared detailed findings for the audit committee to review.

• Audit team member auditing companies in real estate, construction, not for profit and employee benefit plans• Prepared financial statements for clients in accordance with generally accepted accounting principles and income tax basis• Prepared schedules of disclosures to be included with audit report • Trained staff in basic audit methodologies including substantive and analytical procedures

Audit Associate• Served as audit associate for financial statement audits for privately held companies in several industries including manufacturing, banking, real-estate, restaurants and consulting.• Responsible for completing various sections of the audit, including cash, fixed assets, accounts payable, accounts receivable, and operating expenses.• Automated level 1 historical stock quote research.• Created and conducted Excel course for new hires to enhance overall efficiency in the Dallas office.

Budget and Financial Analyst• Forecasted employee benefits and hurricane Ike capital spending and insurance recoveries for monthly reporting packages for senior management.• Compiled annual budgeted income statement and balance sheet for the board of director’s approval.• Automated monthly management report saving 140 man hours per year.• Improved team work through communication while improving quality of work and saving countless man hours.• Received Outstanding Achievement Award including a monetary bonus for work completed and team contribution. • Wrote training manual and conducted training for Hyperion end users.

Marine Security Guard, May 2003-Jan. 2005• Organized the annual Marine Corps birthday ball with approximately 100 attendees including diplomats and American expatriates. • Trained local staff to higher performance standards while balancing local culture with American standards to the praise of fellow Marines. • Raised over $500 and 2 truckloads of toys and needed supplies for an orphanage and a school for the deaf. Radio Repairman, Dec. 1999-May 2003• Supervised 15 Marines for 6 months and received 4.7 out of 5 for annual review. • Communicated the status of work completed and mission readiness with officers and senior enlisted Marines.