Tom Chen Email & Phone Number

Toronto, Ontario, Canada

-Providing valued added financial and non-financial business advice for businesses across the Greater Toronto Area.-Strong client loyalty and ablilty to understand and solve business issues with growing entreprenuers.-Maximizing business relationships with BMO and leveraging networks for entreprenuers.

Toronto, Ontario, Canada

-Assist businesses in maximizing their banking relationship and to optimize their financial operations.-Provides customized financial solutions for business in the areas of business lending, investments, cash management and business mortgages.-Provides business advisory in the areas of risk management, operations, financial controls and cash flow.

Toronto, Canada Area

• Architect and vision designer for the new, re-designed “Relationship Manager Development Program” approved by divisional and senior leadership.
• Co-developed with T&O a new dedicated business loan application training environment/sandbox. Completed Q&A, developed content practice deals solving for training remote Relationship Managers, customization, specialty.
• Identification of skills/training gaps required to support high performing Relationship Managers, developed proof of concept to maximize existing structural efficiencies, obtained alignment from multiple stakeholders.
• Realigned, updated and created new content for the re-designed “Relationship Manager Development Program”.
• Project manage multiple stakeholders, co-create implementation plans, manage budgets and minimize project risks.
• Responsible for the review, re-design, implementation and maintenance of the Commercial Workforce Development Programs for BMO Financial Group-Canada.

Calgary, Canada Area

• Advised, promoted and supported entrepreneurs in a diversified industries portfolio.
• Worked with entrepreneurs to increase their cash flow, decrease risk, diversify assets, create succession plans and create growth opportunities.
• Provided Cash Flow Lending, Asset Based Lending, Workouts, and Succession Financing
• Expertise in building complex financial models and credit risk analysis.
• Structured senior debt “Management Buyouts” with sub-debt from BMO Capital Partners, BDC, First West Capital and other sub-debt lenders.
• Help clients expand their markets by structuring export lending facilities by partnering and risk sharing with EDC.

Toronto, Canada Area

Invested in real estate properties and a Second Cup franchise located at St.Joseph's Health Center, Toronto, Canada, 10+ year annual compound sales growth rate of 12%, President's Club Award-2012 and 2013, 2013 National Latte Tuesday Contest Winner, Higher Grounds Operations Excellence Award 2011, Top Quarterly Hospital Venue Cafe since 2005.

Toronto, Canada Area

Originated and assessed Private Equity opportunities. Formation of MDC Direct US Online Bank and US Direct to Cheque divestiture. Worked on the formation of the First Knowledge Partners' acquisition strategy. Trapeze Media strategic planning and funding. Analysis and recommendation for Regal Greetings and Gifts supply chain fulfilment. Prepared Road Show.

Toronto, Canada Area

Credit analysis for investment grade financing opportunities. Participated in winning the Co-Manager debt underwriter role for Celestica Inc.’s IPO. Lead Manager for Meridian Technologies Inc.’s asset divestiture and privatization. Lead Underwriter and Syndication Manager in Lantic Sugar Inc.’s C$230MM debt restructuring. Lead Advisor in Consumers.

Mba, Finance

Bba, Finance