Tom Lyons Email and Phone Number

Responsible for the day-to-day tactical execution and management of the financial, accounting and treasury processes of the bank.Leading and mentoring a team of 5 staff across both finance and treasury functions.Management of treasury operations including daily cash flows, liquidity management and forecasting, investment strategy and decisioning, wholesale deposit flows and securitisation management. Consistently delivering timely and accurate month end financial results and commentary along with the preparation of associated Board, management and third-party reporting. Ensuring ongoing compliance with APRA regulatory standards including the accurate submission of regulatory returns within required timeframes.Reviewing key financial risk metrics including capital adequacy and value-at-risk and proposing strategies for their ongoing management.Managing and coordinating the annual budget process and ongoing monthly reforecasting through extensive cross business collaboration.Business partnering and constructively challenging Product teams in product construction and pricing decisioning through the utilisation of financial modelling and forecasting.Responsible for the preparation of annual financial statements and serving as key liaison with external auditors and tax agents.Coordination of the annual ICAAP process including development and modelling of stress testing scenarios and related Board reporting.Performing impact analysis and implementation guidance in relation to new or amended accounting and regulatory standards, primarily AASB 9, AASB 16 and APS 112.Demonstrating a highly advanced Excel proficiency through the delivery of reporting insights and analysis, process improvements and the development and delivery of Excel training courses across the bank.

Coordinated the delivery of Gateway’s first fully virtual AGM in conjunction with the drafting of complex Constitutional amendments and associated explanatory documents.Assisted in the management of changes to the Board including coordinating call for nominations, communicating with candidates and ensuring regulatory notifications and Constitutional requirements were adhered to.

Utilised Excel, SQL and SAS to produce regular lending portfolio metrics analysis focussing on loan arrears, risk pockets and lending portfolio composition for the Retail Banking Services division. Produced ad hoc data insight packs for a range of stakeholders to inform decisioning within Risk Management and the retail business.Prepared reporting analysis packs for the Chief Risk Officer and Leadership Team members to assist in the delivery of period end financial results and disclosures.

Prepared a range of key financial reporting deliverables for the Retail Banking Services (RBS) division including Profit Announcements and monthly result packs including analysis of key revenue and expense drivers of profitability.Collaborated effectively with the wider finance team in order to consolidate the financial results of the division.Maintained strong attention to detail whilst working to tight reporting deadlines for the delivery of financial results.Managed the RBS Value Attribution process to ensure accurate allocation of net interest income across the Group.Performed ad hoc deep dive data analysis projects for the Executive team and Board to support strategic decision making.Maintained an effective control risk environment through the preparation of monthly reconciliations and control testing.

External auditor within the Enterprise division.Serviced a diverse client portfolio with a primary focus in financial services.Led and coached teams of up to 5 staff members with responsibility over project management and day-to-day audit engagement activities including audit approach decisioning and review.Performed a variety of external assurance engagements including year-end financial statement audits and half year reviews, as well as regulatory engagements focussing on compliance with financial services license conditions, APRA prudential requirements and MIS compliance plans.Performed internal audit engagements with a focus on providing ‘value add’ solutions to enhance clients’ control environments, address control deficiencies and operational risks.Developed and presented Excel training courses both in house and to client groups.