Tom Mccarty Email & Phone Number

Hopkinton, Ny

St. Lawrence County, Ny

Owner and principal consultant of a small business consulting firm. Consulting activities include: Strategic planning; Business and marketing plans; Growth and expansion Funding Strategies.Have also assisted multiple economic development agencies with a wide array of lending services, such as loan underwriting, business plan reviews, loan policy manual development and review, and post-funding client consultations.

Oversaw all financial concerns of a multi-million dollar telecom and broadband services company. Responsibilities included: financial planning and reporting; risk management; budgeting and forecasting; strategic planning; HR; facilities management; and, management of accounting department.

Managed the financial affairs of an architect firm. Prepared and negotiated all architectural contracts and proposals. Directed the firm's internal and external marketing activities. Helped with the establishment of a second office in SC. Company sold in April 1999. Successfully transitioned the financial matters to the new ownership group and they became a consulting client of Small Business Solutions.

Managed the Commercial Lending portfolio and related activities of a 5-branch community bank. Performed all direct lending functions including credit analysis, loan structuring, negotiating, preparing and presenting loan presentations to various levels of loan approval committees. Oversaw the Officer Sales Calling program. Oversaw the lending activities of the bank's 5 branches. Member of the Senior Management Team, ALCO Committee and Marketing Committee.

Canton, Ny

Managed all branch depository and lending activities, including: consumer, commercial, and agricultural lending; internal and external sales; staff development and cross training; annual budget preparation.