Tom Scharfenberg Email & Phone Number

Greater Atlanta Area

Manage the credit risk approval, monitoring, reporting, and policies for debt underwriting businesses for Corporate & Investment Banking, including syndicated loans, bridge loans, bond offerings, loan trading, the Credit Investment Portfolio, and Structured Real Estate. Position is a voting member on the Debt Commitments Committee (“DCC”) and also has first level approval authority of up to $150MM for underwritten transactions.

Chicago, Il

Managed all credit risk for large corporate and middle market clients in Consumer & Retail and Natural Resources in the U.S. Portfolio consisted of up to $75 billion of exposure to approximately 800 clients. Approval authority up to $4 billion. Managed team of up to eight Senior Risk Managers. Worked with Lines of Business to provide guidance on credit requests, risk appetite, asset quality, and other risk topics.

Chicago, Il

Managed all credit risk for large corporate clients in Consumer and Retail in the U.S. Portfolio consisted of $25 billion of exposure to approximately 135 clients. Approval authority up to $2 billion. Worked with Lines of Business to provide guidance on credit requests, risk appetite, asset quality, and other risk topics.

Chicago/Kansas City/Los Angeles

Responsible for marketing, structuring, due diligence, underwriting, recommending approval, and monitoring all credit exposure to large corporate clients.1998-2001 - Chicago - Covered food and ag clients.1997-1998 - Kansas City - Covered food and ag clients.1996-1997 - Los Angeles - Covered general industries clients.

Los Angeles, Ca

Responsible for marketing, structuring, due diligence, underwriting, recommending approval, monitoring of all credit exposure, and cross selling all products to large corporate clients in California.

Los Angeles, Ca

Managed all aspects of client relationships. Coverage included healthcare, large corporate, middle market, and asset based clients.

Dallas, Tx

Audited the books and records of asset based lending clients.