Tom Davidson Email & Phone Number

As a Health Rosetta Benefits Associate Advisor, I commit to an industry-leading standard of transparency and fiduciary responsibility to my clients and their employees. Using data analytics and proven practices, we design health benefits plans that can reduce health care spending by 20% or more -- while achieving better health outcomes. My passion to serve my clients is amplified through this advisor program, providing me access to similarly mission-aligned advisors to share best practices, new ideas, and proven results from across the country. Health Rosetta is an ecosystem for scaling adoption of practical non-partisan fixes to our health care system by enabling public and private employers and unions to reduce their health benefits spending by 20% or more while improving the quality of care for plan members. Health Rosetta aggregates proven best practices from the best benefits purchasers, then simplifies adoption so you can follow their lead.We specialize in the development and implementation of plans, strategies and processes aimed at reducing an employer's total cost of benefits.Here are some examples:- A manufacturer was being dropped by the administrator of their self funded medical plan for being unable to consistantly fund irratic claims. Beating out three competing proposals, Gowrie was able to install a fully insured plan with a reimbursment arrangement that saved money and maintained quality benefits.- A non-profit employer was surprised by a 25% increase in their fully insured medical rates and had no access to claims data that might help explain why. Gowrie was able to install a self funded plan with level and guaranteed claims funding that brought the renewal increase down to 5% and provides plan flexibility, access to claims information, and return of any excess claims funding.- A municipality requested proposals from five agencies, including Gowrie. In the face of a 2% medical renewal increase and a well known incumbent, all but Gowrie declined because they could not be competitive. Gowrie was able to make two proposals, one fully insured and one self funded, that met union stipulations and were more cost effective than the renewal. We were also able to offer additional services and a forward looking strategic plan.Specialties: Medical, Dental, Disability, Life , Vision, Section 125 plans, HSAs, HRAs, Fully Insured and Self funded Plans, Voluntary Products, Special Programs, HR Informational Services

Listed skills include Disability Insurance, Health Savings Accounts, 401K, Hra, and 13 others.