Thomas Howard Email & Phone Number

London, Gb

20 Fenchurch Street

Interim Contractor at Vanquis Banking Group

London, England, United Kingdom

Advising on a broad range of financial services matters including Cryptoassets and FinTech, Payment Services and E-Money, Consumer Credit, Retail and Private Banking, Retail Mortgages, General Insurance and Insurance Distribution and Retail Investments

London, United Kingdom

Temenos is the world leader in banking software, partnering with banks and other financial institutions to transform their businesses and stay ahead of a changing marketplace. Over 3,000 firms across the globe, including 41 of the top 50 banks, rely on Temenos to process both the daily transactions and client interactions of more than 500 million banking customers. Temenos offers cloud-native, cloud-agnostic front office and core banking, payments, fund management and wealth management software products enabling banks to deliver consistent, frictionless customer journeys and gain operational excellence.

London, United Kingdom

Advising on a broad range of contentious and non-contentious Financial Services matters involving: Consumer Credit, PSD2, EMD, MCD and IDD, MIFID II, FCA and PRA authorisations and FCA and PRA enforcement actions

London, United Kingdom

Solicitor in Pinsent Masons' Financial Regulation practice. The Financial Regulation team provides regulatory advice for a wide range of financial institutions, including government bodies, banks, consumer credit firms, securities firms, investment managers, alternative asset managers, custodians, building societies, life and non-life insurance companies, reinsurers, electronic trading platforms, stockbrokers, corporate financiers, retail intermediaries, pension houses, payment services firms and peer-to-peer lending firms.

London, United Kingdom

Assisting the FCA's Authorisations division in relation to the determination of consumer credit applications, including preparing and presenting contentious cases before the Regulatory Transactions Committee (RTC), Regulatory Decisions Committee (RDC) and the Upper Tribunal (Tax and Chancery Chamber).Assisting the FCA's General Counsel's Division (GCD) and Policy Unit in developing responses to issues arising from the expansion of the FCA's role to include the regulation of consumer credit.

London, United Kingdom

Associate in Eversheds' Financial Services Disputes & Investigations (FSDI) Group, undertaking a mixture of:Financial Services Litigation;Regulatory Investigations / Enforcement Action; andCorporate Crime

London

Undertook seats in:Financial Services Dispute ResolutionAdvocacyCorporateNon-Contentious Construction

London, United Kingdom

London Corporate Division

Ma (Cantab), English

Lpc (Accelerated), Law

Gdl

Ba(Hons), English, 2:I

Education record

Bachelor Of Arts - Ba, English Literature

Ba Hons, English Literature