Tornike Liparteliani Email & Phone Number

London, Gb

London, Gb

Stockholm, Stockholm County, Se

Stockholm, Stockholm County, Se

Responsible for compliance, prevention of ML/TF and regulatory reporting for Trustly’s UK Entity.Responsible for designing, implementing, driving and improving the UK compliance, including but not limited to the compliance and financial crime prevention, framework and programme. Advising the UK Board of Directors as well as contributing to the Group Board with a holistic understanding of the existing and emerging compliance risks in the UK.

London, England, Gb

London, Gb

Act as MLRO, manage compliance, regulatory reporting and prevent ML/TF for SumUp’s UK entity. Acted as MLRO for SumUp’s UK entity and represented the firm to all external agencies, including the FCA, the NCA, and in any other third-party enquiries related to ML/TF prevention and investigation. Oversaw the company outsourcing services. Having ownership over the UK Enterprise Wise Risk Assessment and delivering quarterly and annual reports to the board of directors. • Acting MLRO and primary point of contact for the UK entity.• Managed all regulatory reporting and relationship with the FCA.• Implemented Enterprise Wide Risk Assessment.• Worked with industry lobby groups, providing feedback to the government on proposed regulatory and legislative changes. • Carried out product risk assessment and aided the company in launching new products.• Identified relevant UK regulations applicable to SumUp, in particular to AML. Monitored the regulatory landscape and advised the organisation on future actions and necessary changes.• Provided subject matter advice and guidance to the global KYC and transaction monitoring functions in respect to UK requirements and regulatory expectations.• Engaged with the Business team regarding new features and products launched under the UK license.• Designed and introduced a more efficient SAR filing process, including identifying new typologies. • Oversaw the work conducted by the Financial Crime Investigations Team regarding SARs in the UK and approve them for submission.

Managed companywide compliance with regulations and was an Approved Person for the prevention of ML.Represented the firm to all external agencies, including the FCA, the NCA, and in any other third-party enquiries related to ML prevention, investigation or compliance. Took ownership of the company’s AEMI application and Crypto Application with the FCA and fully updated documentation. Created and maintained, in line with evolving statutory and regulatory obligations, company policies for: AML/CTF; PEPs and Sanctions; ABC; Outsourcing/Partners; and Governance. Worked with the board of directors to eliminate ML/TF risks by establishing and maintaining appropriate RBA processes. Developed an effective customer onboarding and verification structure. Implemented a real time transaction monitoring system. Secured arrangements with the leading compliance software providers for strong AML/CTF screening. Conducted full customer risk assessment process, prepared and delivered the MLRO Biannual Report for the board of directors. Developed and delivered successful companywide training. Implemented a structured SARs policy system, which ensuresed that all internal SARs are investigated without delay and that a SAR is submitted to the NCA regarding all suspicions that have substance. Key Contributions:- Delivered full updates on the AEMI and Crypto (5MLD) application with the FCA. - Developed AML/CTF, Governance, RBA, PEPs and Sanctions and ABC and Outsourcing policies. - Implemented robust systems and controls for onboarding and transaction monitoring including crypto transactions. - Evaluated, re-designed and implemented RBA, both for the clients, vendors and partners. - Established effective SAR procedures and reporting system. - Identified and prevented fraud risks. - Built strong relationships with the FCA and industry leaders in compliance, crypto compliance, software development. - Developed and delivered ML/TF training for the board and company employees.

Dubai, Ae

Managed onboarding and compliance systems in accordance with regulatory standards.Collaborated with legal, compliance and sales teams for securing successful onboarding and renewal of ultra-high net worth individuals (UHNW) and respective companies. Ensured regulatory compliance of onboarding processes and assessed risks to maintain quality standards. Increased department efficiency in KYC, AML, due diligence, and unwrapping complex company structures to obtain optimum outcomes. Administer governance and compliance, PEPs and sanction screening, as well as anti-bribery and corruption screening as essential aspects of the company’s operations. Screened and superviseed clients, UBOs, ownership and trading activities to uphold compliance with relevant sanctions, including OFAC, FCA, MFSA, and HMRC. Prepared and presented comprehensive status report to update senior management on ML/TF risks. Coordinate due diligence portal such as World Check and Lexis Nexis to ascertain business prospects. Key Contributions:- Achieved 30% reduction in onboarding time by introducing the use of pre-screening methods and new technologies.- Delivered strategic leadership and encouraged multinational team of eight to attain set goals.- Arranged effective training and developed programmes for sales personnel to boost knowledge and performance while preparing training material and providing regulatory updates.- Build and strengthen long-term professional relationships with partner banks across UK, USA, and Europe, improving company’s compliance status and onboarding and ML/TF preventing procedures.- Spearheaded and completed projects of digitalisation in onboarding procedures, such as facial ID recognition to promote efficient modernised methods of recruitment and induction.- Developed AML/CTF and risk-based assessment policies in close collaboration with MLRO to produce new onboarding handbook.

Dubai, Ae

Co-operated with finance and compliance teams and conducted AML checks by analysing information.Supervised transactions, including ascertaining and reporting potential ML and fraud instances to ensure compliance with regulations and legitimacy of client’s investment and funds. Delivered expert-level guidance to sales staff on standard and enhanced due diligence KYC documentation requirements. Monitored PEP and negative media escalations and analysed complex transaction reports and data to mitigate risks. Key Contributions:• Introduced digitalisation of documentation before GDPR to protect confidential data.• Created and managed new onboarding and compliance database to store all client data and send notifications.• Maintained accuracy of client due diligence records as per international best practice standards.

Bachelor Of Arts (Ba), Political Science And Government

Graduate Diploma In Law, Law