Underwrite loans to verify it meets the parameters of the investor and agency guidelines- Conv, FHA (203Ks), MHDC, USDA. and VA (income, assets, credit and appraisal to make sure they meet investor requirements). Review all docs for compliance. DE approved underwriter (Y025). VA approved underwriter (018909)

Underwrite loans to verify it meets the parameters of the investor and agency guidelines- Conv, FHA (203Ks), MHDC, USDA. and VA (income, assets, credit and appraisal to make sure they meet investor requirements). Review all docs for compliance. DE approved underwriter (Y025). VA approved underwriter (018909)

Underwrite loans to verify it meets the parameters of the investor’s guidelines- Conv, FHA and USDA., (income, assets, credit and appraisal to make sure they meet investor requirements). Review all docs for compliance. DE approved underwriter (Y025). 2011 Awarded Top Underwriter total # of Units

Rehearsal coach for Conventional Nesting Teams from March-May, 2009 (trained new hires, audit files prior to new hires sending to closing)Sign off on income and asset for compliance with Bank of America guidelinesSign off on vendor documents for compliance with Bank of America guidelinesPrioritize daily work load off of PDDR in order to meet daily goalsPreviously on the Premier Team (dealt with the Wealth Manager and Premier Client Manager and clients on a daily basis“Dream Maker” award winner, recognized across all channels for Quality and .01% defects

Responsibilities included locking, processing, closing mortgage loansRun through automated systemsVerify customer and vendor documentsResponsible for regulatory compliance of closed loansClear conditions with underwritingPrepare HUD (Fee Sheet) and closing documents

Responsibilities included finding lender and programs for various prime and sub-prime borrowersObtain loan approval and prepare fee sheets for closingLending authority on underwriting conditionsPrepare documents and ship to the investors

Underwriter, DE approved FHA underwriter (Y025), delegated to underwrite 1st and 2nd mortgages for different investors-this required 10 perfect test cases to get authority. Lending authority up to $600,000Reviewer of VA loans prior to submission to in-house VA underwriterCloser, Prepare closing documents for various states and responsible for the disbursement of the file (payoff and recording packages). Send FHA and VA packages out for insurance purposesProcessor, DU/LP files and prepare file to send to closing department