Started my career as a Junior Analyst, now promoted to an Actuarial Analyst Role. Have experiance in Claims and Analytics, and as reserving analyst for Personal Lines business.CLAIMS ANALYTICS:  Establish a diagnostic process to centrally capture claims information and actuarial key learnings, to facilitate discussion with claims department.  Assisted in defining rules that help to spot signal indicators vs noise indicators, and acting as an early warning system to actuaries for any key changes in the quarter. Communicate with various teams working on different lines to understand how their segment works and how signal/noise diagnostics can be used in their respective segments. Involved in preparing Reserve Adequacy report to analyze strengthening /weakening of reserves.RESERVING: Working as a part of Property & Casualty Personal Lines business. Assisted in performing Detailed Valuation Report consisting of comprehensive analysis, observation on prior quarter development, and diagnostics of claims data to select loss development factors and expected loss ratio for various segments within Personal Lines. Evaluating the quarterly IBNR reserves to be booked for each quarter using loss development factors and reviewing current and prior year developments. Monitoring actual versus expected monthly losses for Travel and Accident and Health. Involved in preparing Sarbanes Oxley documentation on quarterly basis for audit requirements.

Have worked in Resrving and Pricing team.RESERVING: Detailed assessment of various court awards on Motor TP claims reserves and incorporating the effect of the same in reserving exercise. Assisted in calculation of IBNR/IBNER for A&H lines and forecasted reserves using different methodologies.PRICING: Collating data from various teams and do data cleaning in SAS, reconciling the premium with KPI’s. Rate Assessor project creation and regular updating of Tracking and Monitoring Pack and KPI’s for private car,commercial vehicle and tractor. Presentation of Rate Assessor outputs by segmental analysis of Actual vs. Benchmark rates, contribution to Expenses, Risk Mix and Premium Mix index month on month. Assisted in monitoring individual Dealer performances for major manufacturing tie ups in order to identify unprofitable dealers.