Credit Analyst
Current► Provide credit support for brokers in the business to analyse self-employed customer’s income documents, involving complex structures and multiple entities of companies and/or trusts.► Utilise expansive product and industry knowledge to provide lending solutions for customers with consumer and/or commercial credit.► Contact up to 5 prospective customers per day who have either been referred by principle or expressed an interest in a finance application, via phone, face-to-face, in person or digitally via Zoom or Skype.► Answer questions from customers of different levels of experiences without giving out financial advice.► Process up to 8 full loan applications per week from lodgement, conditional approval, decline rework, unconditional approval through to settlement, once a lender has been selected.► Collect data and documents such as payslips, tax returns, company or trust financials, bank statements and ID to establish eligibility for mortgages up to $4M, demonstrating research and analysis skills.► Enter client data accurately into the database, while analysing customer’s needs and credit history to confirm eligibility for finance and conduct a high-level income servicing to establish maximum loan amounts up to $4M.
