Tina W. Email & Phone Number

New York, Ny, Us

New York, New York, United States

・Drafted branch-wide monthly portfolio management report, including portfolio asset performance against Credit Risk Limit Framework; monitored borrowers’ information in internal system and corrected details for any data discrepancies・Provided continuous credit monitoring of distressed loans, screened borrowers’ current financial spread, ran PD/LGD models, and evaluated enterprise value as well as assessed the company’s credit worthiness・Conducted real estate industry research along with comparable analysis, investigated historical trends, assessed SWOT & PEST model and forecasted future directions; communicated key insights within the cross functional team・Evaluated how regulatory policies from FRB/OCC/DFS/FDIC impacted commercial and international banks and helped to prepare a deck for management in response to regulators’ requests・Contributed to the preparation and execution of an Allowance for Credit Losses report to enhance accuracy and efficiency in the Current Expected Credit Losses implementation by using research resources like Capital IQ・Created and presented monthly updates of Business as Usual status, worked on any open DAV/FRB/IA findings to ensure data accuracy and consistency, and defined data quality rules in consistent with new key data elements

New York, New York, United States

・Participated in business model research of cross-border money transactions using demographic data analysis; identified market threats and competitors using Five Force model and mapped scenarios analysis to estimate the future return・Developed A/B Testing for UI/UX of newly designed digital product, and refined the design based on user behavior・Coordinated with marketing team to decide marketing strategies by researching promotions, campaigns, and ads・Assisted in pricing model design, including competitive service fee and spread charge with board members by determining cost and profit margin, identifying potential customer base and competitors’ strategies

Shenyang, Liaoning, China

Master Of Science - Ms, Applied Analytics, 4.0

Bachelor'S Degree, Mathematics