Tyler Zimmer, M.B.A. Email & Phone Number

Shelbyville, Il, Us

Shelbyville, Illinois

Mattoon, Il

Responsible for completion of loan credit analyses for new and existing commercial credit relationships. Conduct financial statement review for loan officers, as well as comprehensive statement spreading. • Perform credit analyses and financial statement reviews on commercial credit relationships. • Communicate results of credit analyses and financial statement reviews in written form for distribution to loan officers and management personnel.• Monitor credit requests for adherence to written lending policies, procedures, and regulatory guidelines. Review current risk ratings based on established parameters approved by the Board of Directors for commercial credit relationships. Make recommendations for changes to credit risk ratings when applicable.• Meet with commercial customers of the Bank on a scheduled basis in conjunction with the loan officers to foster relationships and enhance the Bank’s understanding of credits.• Make full use of Sageworks credit analysis, PrecisionLender pricing, and Collateral360 platforms. Assist in the training of loan officers in the use of these systems.• Derive financial ratios and compare to industry benchmarks of similarly sized entities to determine strengths and weaknesses.• Execute accrual adjustments to agricultural relationships in accordance to GAAP standards. • Represent the Credit department on the SBA committee, make recommendations to other analysts concerning Small Business Administration credit proposals, and lead in continuing education.

Mattoon, Illinois

Assist the BSA & Fraud Officer in administering the areas of Bank Secrecy and Fraud with a focus on reviewing of accounts, and analyzing and reporting of fraudulent and suspicious activity, including investigating money laundering, elder abuse, and check fraud. Determine, prepare, and file Elder Financial Exploitation reports with appropriate agencies. Collaborate with Elder Abuse agencies to protect customers from financial exploitation. Assist Law Enforcement in cases of mass check fraud and counterfeit currencies. Review alerts generated through the Fiserv’s Financial Crimes Risk Management (FCRM) monitoring program. Initiate FCRM cases for review and document review findings. Determine Suspicious Activity Reports (SAR) to be filed with FinCEN and writing of SAR narratives. Initiate OFAC reviews on ID hits to determine name matches on SDN List and Consolidated Sanctions List. Monitoring of accounts held by Politically Exposed Persons. Provide Analyst Recommendations for account closures in the event of severe/ recurring fraud and abuse. Utilize Section 314(b) of the US Patriot Act in cases of suspected money laundering to communicate with other financial institutions. • Communicated effectively with Vice President of Deposit Services, Regional Deposit Managers, and Branch Managers in various cases, including embezzlement within business customers’ accounts.• Participated in process improvement on various projects during the acquisition of another bank. • High Risk Accounts- Initiated account reviews for accounts with NAICS Codes associated with elevated levels of money laundering and fraud. • Disseminate tips from the FBI company wide regarding imminent attempt of email spoofing to defraud business clients in wire transactions. • Register with the US Secret Service to receive data regarding counterfeit currencies to communicate serial numbers and denominations of bills at higher risk of being counterfeited.

Facilitate testing for undergraduate students who have communication special needs. Responsibilities include scheduling appointments with students to take tests in test center. Manage and update client portfolios to reflect accommodations for special needs. Maintain a secure test facility. Update the department’s website to provide relevant and timely information to students and faculty. Generate multiple reports to reflect the usage of the test center, and its various uses. • Initiated process improvements to the scheduling and reporting systems by evaluating existing databases within the department, and working with multiple departments to combine databases into a single Access database. • Implemented continued process improvements to work out defects in initial versions of the newly designed database. • Increased efficiency in reporting and scheduling by more than 50%.• Sharpened written and oral communication skills to effectively communicate to directors, systems developers, and students with special needs.

Urbana-Champaign, Illinois Area

Develop a strong understanding of financial products. Discuss financial goals with clients, and identify gaps from their current financial wellbeing. Construct strategies using financial products to accomplish their goals. Foster a long lasting relationship with the client, and always have their best interest in mind. • Cultivated a strong moral and ethical code to adhere to the fiduciary responsibility of financial representatives. • Participated in customer relationship management to ensure long lasting relationships.• Gained proficiency in using VoIP communications systems.

Urbana-Champaign, Illinois Area

Execute quality checks on departmental budget to detect discrepancies in entries in separate record keeping systems. File journal entries, receiving worksheets, transfer worksheets, and invoices. Perform inventory adjustments and closing entries.• Created reporting queries for financial reporting from the departmental Access database on worker’s compensation.• Spearheaded the departmental effort to create process improvements in the Great Plains and Access databases, including establishing fields and creating relational data structures.• Acquired proficiency with Great Plains, Event Master contractual software and CBORDSoftware.

Master Of Business Administration (Mba), Applied Management

Activities and Societies: Graduate Student Advisory Council, Council on University Planning and Budgeting

Bachelor Of Science, Business; Finance

Activities and Societies: Sigma Alpha Epsilon, Student Senate, Apportionment Board, Student Action Team