I am a value driven analytical thinker, innovator and self-motivated IIBA CBAP Certified Business Analyst aka Scrum Alliance A-CSPO certified Product Owner with international exposure and 13 years of progressive hands-on techno functional experience in responding to shifting business needs in the building and/or improvement of Enterprise Software. Extensive experience in SQL and PL/SQL development, from initial support to concept, adapt in Business Analysis, User Experience Design, Technical Analysis, QA and post-production support using Agile methodology best practices: Sprint Planning, Product/Sprint Backlog refinement, User story creation and grooming; Sprint Retrospectives, Team walk through, UATs, Technical writing and Client Training & support. Handling Business Process Re-Engineering, Business Process Improvement and Designing initiatives ( Core Banking, Card Processing (Issuer and Acquiring Services), Commercial Lending in the BFSI domain) using SDLC, Waterfall, Agile/Scrum and Hybrid methodologies. Other expert level documentation skills include Business Case, High-Level Requirements, BRD, SRS, Use Case, Business Implementation Requirements, fully interactive Prototypes, Process Maps, Workflow Diagrams, Change Requests, wireframes/user interface design documents and user manuals.I am open to challenging real-time problems with an experienced mindset and a customer-centric approach.