Ujjwal Kumar Email & Phone Number

New York, New York, United States

Gurgaon, Haryana, India

- Development of loss forecasting model for CCAR submission using State Transition Matrix modeling methodology- Exploring opportunities to incorporate CCAR models for BAU usage- Led team of analysts for development of PD, EADF and recovery rate models for CCAR 2019 submission

Gurgaon, India

- Developed EAD model - a component of the suite of loss forecasting models for CCAR submission. Highlights: 1. used discrete time survival analysis methodology; 2. incorporated macroeconomic factors in the model to take into account various stress scenarios- Led the development of recovery rate prediction model for CCAR submission- Led team of analysts to develop price sensitive model to predict the dollar loss rate, using discrete time survival methodology in PD-EAD-LGD framework, for credit card acquisition portfolio- Led team of analysts to develop loss forecasting model for balance transfer campaign offer optimization

Bengaluru Area, India

- Developed a standardized diagnostic tool to identify the reasons for any breaking trends in the weekly performance of a vertical or a category- Created standard methodology to identify lapping effect by analyzing historical analyses

Noida Area, India

- Validated credit risk models spanning Acquisition, Collections & Recoveries, Fraud, Line Assignment and Customer Management- Developed a price sensitive loss forecasting model and created detailed process document and data repository for future reference- Recalibrated existing credit risk models with latest customer data

Noida Area, India

- Analyzed the energy consumption patterns of business consumers of a large UK based energy firm to identify smart consumption opportunities- Analyzed the contact pattern of digital consumers to identify the reasons of contact and subsequently provide opportunities to reduce the same- Analyzed the online behavior of digital consumers to identify the areas of improvement in the online portal to reduce customer contacts- Validated credit risk models spanning Acquisiton, Collections & Recoveries, Fraud, Line Assignment and Customer Management

Master Of Management, General Management

Activities and Societies: Admissions Team, ConSIG (Consulting Club of SJMSOM)

Global Management Summer School, Business Administration And Management, General

GMSS is an intensive two week programme organized by the UCL School of Management and hosts postgraduate management students from multiple.

Bachelor Of Technology, Electronics & Communication Engineering

Class Xii, Science