Assistant Director
CurrentAssigned Institutions: SCBPL, ICBC and BOC (Previously JSBL and PPCBL)As a Regulatory Supervisor under the Risk-Based Supervision (RBS) Regime, I am responsible for:Developing Supervisory Risk Profile: Constructing the supervisory risk profile of assigned financial institutions involves the analysis of off-site data and conducting on-site assessments.Proposing Enforcement and Penal Actions: Recommendations for suitable enforcement and penal measures are made in accordance with applicable laws and regulations.Generating Off-Site Monitoring Reports: Compilation of quarterly and annual off-site monitoring reports for regulated entities entails scrutinizing Board and Management Committee meeting minutes, evaluating Credit Ratings, reviewing Financial Statements, conducting Stress Testing, and identifying critical supervisory concerns. Actionable recommendations are proposed.Conducting On-Site Inspections: Inspection of the functions of banks actively identifies supervisory concerns and regulatory violations, with pertinent recommendations provided.Enforcing Compliance: Compliance with inspection reports is ensured, with penalties enforced as needed.Reviewing Annual Write-Off Cases: Assessment of annual write-off cases involves the production of comprehensive write-ups for each case.Assessing Fit & Proper Test (FPT): Valuable comments on the Fit & Proper Test (FPT) of Key Executives and Board Members are provided, verifying their suitability.Follow-Up for Compliance: Active follow-up with regulated entities secures timely submission of compliance assessments and accompanying action plans.Conducting RBS Assessments: Systematic assessment under the Risk-Based Supervision framework includes Anti-Money Laundering/Countering the Financing of Terrorism (AML/CFT/CPF), Trade Operations, Conduct (ensuring fair treatment to customers), Card-based Cross-Border Payments, and other areas to ensure regulatory compliance and risk mitigation
