Umesh Koli Email & Phone Number

Mumbai, Maharashtra, India

• Led team of 22 professionals in Underwriting and credit operation process.• Experienced and worked in end-to-end loan processing, encompassing key stages like Loan Processing, Underwriting, Pre-fund, and post-closing, ensuring adherence to policies and procedures.• Conducted training sessions, provided coaching and mentoring, and led daily meetings to discuss updates, resolve queries, and address concerns, emphasizing efficient work allocation and adaptability.• Developed a personalized salaried and self employed income calculation worksheet to enhance efficiency in income calculations.• Provide feedback to team members, prioritizing tasks to meet tight deadlines and project milestones.• Providing comprehensive training and continuous support to junior underwriters, significantly enhancing their analytical capabilities and deepening their expertise.

Mumbai, Maharashtra, India

• Conducted continuous monitoring and evaluation of QA checks, ensuring the resolution of defects in a fast-paced production management setting.• Performed thorough due diligence of files with Income, Credit, Asset, Appraisal, and Title review, providing final approval of loans before closing and funding with complete summaries and rationales.• Ensured attention to detail in every phase of the underwriting process, examining loan applications thoroughly.• Investigated discrepancies in loan files, demonstrating independent judgment and organizational skills.• Executed thorough due diligence on files, assessing Income (including self-employment), Credit, Assets, Appraisal, and Title, providing final approval with detailed summaries and rationale before closing and funding.• Developed training manuals and documentation, prepared SLA reports and dashboards, and ensured adherence to service level agreements (SLA) and turnaround times (TAT).• Collaborated with cross-functional teams, including business partners and internal customers, to ensure smooth process flow and resolve issues efficiently.• Demonstrated strong interpersonal skills while working with internal customers and stakeholders, ensuring smooth collaboration.• Conducted investigations on loan discrepancies, providing detailed reports and feedback for process improvement.

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India

Mumbai, Maharashtra, India

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