Personal Banker
Current>Growth of quality loan book portfolio. >Review credit applications for adherence to CBK >Prudential Guidelines, Bank’s Credit Policy, Credit Guidelines and Product Program requirements and approve credit applications within delegated authorities >Conduct periodic review of Non-Performing Accounts to identify gaps that led to the non-performing status and ensure recovery of the Non-Performing loans.>Monitor assigned loan book portfolio for quality and identification of early warning signs within the portfolio. >Continuously engage with the Sales Relationship Managers to remedy the position to deter further deterioration. >Analyzing risks to either grant or reject loans and evaluation of client’s credit worthiness and risks.>Keeping in pace with regular market dynamics on the new products, industry practices and any other developments with high potential impact on lending.