Vicky Lloyd Email & Phone Number

London Area, United Kingdom

London Area, United Kingdom

London, United Kingdom

London, United Kingdom

Responsible for day to day management of legal issues associated with the operation of the Company’s business in Europe, including: providing a broad range of legal advice to the UK and Australian based management teams and the Board on issues related to their overall business interests; assisting the Company to develop and deliver new products, services and operating structures to enable it to provide innovative new payment solutions to the B2B market; negotiation of commercial contracts for… Show more Responsible for day to day management of legal issues associated with the operation of the Company’s business in Europe, including: providing a broad range of legal advice to the UK and Australian based management teams and the Board on issues related to their overall business interests; assisting the Company to develop and deliver new products, services and operating structures to enable it to provide innovative new payment solutions to the B2B market; negotiation of commercial contracts for the delivery of the Company’s services; regulatory advice on the obligations of the Company as an authorised electronic money institution and overseeing the Company’s European based compliance activities; supporting the Company’s banking requirements; and participating in the overall management of the Company’s European business as a key member of the Company’s executive team Show less

London

- Assisting Australian client who set up a UK authorised Electronic Money Institution get operational, ‎from advising on safeguarding and regulatory capital issues, banking arrangements, card scheme ‎collateral requirements - including developing innovative solution to ease compliance with and reduce ‎burden of such collateral requirements on the business, drafting major agreements to enable their ‎first huge volume card programme through a partner business/programme manager involving virtual… Show more - Assisting Australian client who set up a UK authorised Electronic Money Institution get operational, ‎from advising on safeguarding and regulatory capital issues, banking arrangements, card scheme ‎collateral requirements - including developing innovative solution to ease compliance with and reduce ‎burden of such collateral requirements on the business, drafting major agreements to enable their ‎first huge volume card programme through a partner business/programme manager involving virtual ‎one-time use payment solution for travel industry customers to simplify their supplier payment ‎process and turn outgoings into a revenue stream.‎- Acting for a bank issuer of payment cards and accounts in relation to (i) new programmes or (ii) new ‎regulatory requirements which impact the business. Advising on a corporate ‎charge card predominantly for fuel purchases where the programme manager grants the credit and ‎the bank issues the payment instrument requiring two customer agreements which could work ‎together despite the Consumer Credit Act being applicable to one agreement but the Payment ‎Services Regulations being relevant to the other, each of which have similar but inconsistent ‎requirements on issues. Advising on whether the Immigration Act requirements relating to additional due diligence checks ‎for new customers on account opening apply to their bank account-lite product- Assisting a start-up payment gateway with multi-currency processing and dynamic currency conversion ‎as its USP with its merchant agreement, referral contracts with merchant acquirers and its white label ‎agreement with a gateway supplier- Assisting U.S. payment gateway and payment facilitator clients launch in Europe and with their terms ‎and conditions, fraud issues and challenges by regulators regarding their regulatory status- Assisting a Gibraltar e-money issuer with a 20 state multi-jurisdiction review of the ‎regulatory landscape Show less

London, United Kingdom

Advising on the application to the FSA for a start-up UK company to carry out designated investment business, drafting the company’s standard form client fee letter and terms of business and its compliance manual. Advising a major player in the pre-paid card sector on a master services agreement for a strategic appointment to provide a network of retailers within various territories, to enable customers to purchase e-vouchers over-the-counter.Acting for several large finance… Show more Advising on the application to the FSA for a start-up UK company to carry out designated investment business, drafting the company’s standard form client fee letter and terms of business and its compliance manual. Advising a major player in the pre-paid card sector on a master services agreement for a strategic appointment to provide a network of retailers within various territories, to enable customers to purchase e-vouchers over-the-counter.Acting for several large finance and leasing companies and in particular advising in connection with and drafting and revising their customer agreements. Reviewing and approving consumer credit advertisements and financial promotions concerning insurance products.Advising an English group of real estate investment companies on a EUR 13,000,000 loan from a major Building Society to refinance several commercial properties in several different regions of Germany involving the review and negotiation of the loan agreement and English law security package. Advising the Borrower in respect of a loan of up to £10,000,000 for the acquisition of land, construction, equipping and placing into operation of a wind farm. Acting for a large Austrian Bank in its US$82,000,000 debt financing of a warehouse and office facility in Moscow, Russia. Acting for a syndication of French Banks with regards to their US$ 350,000,000 debt financing of a large French Company’s exploration and production of oil and gas activities in Colombia and the Congo. Assisted on English law elements of various of the European Bank for Reconstruction and Development’s lending programmes and on numerous of its debt and equity financings to financial institutions and companies in a range of industries across Central Europe and the CIS. Drafting and negotiation of loan agreements, assistance on local law security documents and review and approval of local law legal opinions. Show less

Legal Practice Course

Llb Special Honours With French

Diploma In French Law

Education record

Education record