1. Conducted detailed analysis and spread real estate portfolio cash flows on a monthly, year-end, and budget basis, providing critical insights for financial decision-making. 2. Prepared comprehensive financial documents ticklers in adherence to loan agreements, ensuring compliance and mitigating risk. 3. Spearheaded the development and implementation of interest reporting statements for the UK loan portfolio, facilitating seamless internal audits and regulatory compliance. 4. Collaborated with cross-functional teams to streamline processes and enhance efficiency in financial reporting and analysis workflows.

Served as part of an underwriting team specializing in commercial real estate for a US Bank (Truist). The main responsibilities including the Credit Analysis of CRE loan portfolio are• Analysis of Collateral property valuations, Appraisals and rent rolls and evaluation of proper Debt service coverage for income producing properties.• Performing Renewal of maturing CRE loans and analysing its term, amortization and paid outs. • Financial Analysis of Borrower and guarantor cash flows respective towards credit payments.• Providing covenant recommendations to mitigate the Lending risks related towards collaterals pledged.• Conducting reviews of existing credit relationships and reporting its performance and risks.• Training new recruits in the team and assigning tasks to team members.