Vikash Barnwal Email & Phone Number

Identifying prospective business, establishing strategic partnership and alliances, generating business from the existing accounts and achieving profitability and increased sales growth.Identifying prospective HNI clients and generating business from the existing clientele, thereby achieving business targets.Exploring potential business avenues to penetrate new accounts and expand existing client base.MarketingImplementing competent business strategies to market Third Party Products and achieve pre-set sales and profit targets.Analyzing latest marketing trends and tracking competitors' activities and providing valuable inputs for fine tuning sales & marketing strategies.Operational Efficiency Ensure following of guidelines by Retail banking manual for all areas handled by Personal Banker ( Fund Transfer, MICR Entries or checking, custodian of Vault keys & ATM pins, stop payment, Cheque book requests , hot listing of cards, mobile banking updation and custodianship Ensure effective complaint handling and reduction in no. of complaints.Portfolio ManagementAnalyzing the financial capabilities of clients for providing them apt investment solutions, ensuring that the solutions provided carry the minimum investment risk.Providing advisory services to clients, analysing the wealth graph and making the midcourse corrections required in the current financial plan.

Role :Relationship Management for a Portfolio of Classic customers Responsible for Cross Sell & enhancing relationship with existing customersManaging Operations like A/c opening, Fixed Deposit, Lockers, and Forex etc Deepening of existing Current account & saving account relationshipsEnhance the value of existing accounts of Current account & saving account customers. Retention of accounts Keys & Pins custodian Review all critical reports, monitor cash levels, fraud control, etc Cost Management and staff productivity Branch administration & ATM (onsite) management Branch Operations and Audit ComplianceNotable Points:Got Job Confirmation after 6 month of the job in Feb 2011Got tier 2 rating in last financial year 10-11. and qualified for 20% of salary increment and bonus. Achieved 130% of yearly income target and got absolute income certificate from circle head.Become pan India No. 3 employee in Feb 2011 for over achieving of income target.

BancassuranceRole:Maintaining good relationship with Axis bank employee and generating business through them. Identifying and understanding the insurance requirement of clients & profitably closing the deal.Handling sales promotional activities; promoting new products in the market through bank employees & self.Processing closed leads & insurance claims.Notable Contributions:Played a major role in exceeding the targets by 160 % in Dec 2009. Become second number in PAN India

Role:Recruiting advisors and giving sales training and product knowledge to advisors for selling insurance. Promote advisors towards their promotion according to their performance.Visit the clients of advisors, if necessary.