Vincent Apadula Jr. Email & Phone Number

Warminster, Pa, Us

Malvern, Pennsylvania, United States

Mount Laurel, New Jersey, United States

Maintained accountability for developing and implementing training to cross-functional teams concerning third-party risk assessment process. Led efforts to negotiate contract deviations with vendors and supported the contracts management team as a third party risk SME. Played a key role in supporting the sourcing risk management policies and programs while driving effective communication between third-party risk and LOBs. Played a key role in the development and implementation of outsourcing strategy. Key Achievements:* Advised the leadership team on ad-hoc projects supporting continued process improvement and third-party risk evaluations.* Garnered recognition as a SME concerning third party risk assessment process for the sourcing execution and vendor management communities. * Spearheaded the development and automation of Business Arrangement Scorecard to monitor and manage ongoing third party relationships. * Established process and policy changes on behalf of third-party risk management.

Mount Laurel, Nj

Partnered with LOBs to assess and advise on significant supplier risk related events. Oversaw sourcing risk managers on a daily basis. Escalated any significant supplier risk issues encountered during the performance of review activities and meetings and discussions with LOBs. Advised on managing supplier and outsourcing relationship risk and complying with TDBFG policies and regulations. Addressed supplier risk related questions and assisted LOBs with resolution of supplier risk issues. Key Achievements:* Championed efforts to drive consistent application of third-party risk and policies across LOBs as well as throughout the enterprise.* Ensured supplier and outsourcing arrangements meet all policy and regulatory requirements while protecting bank reputation and mitigating risk.* Served as a third-party risk management SME for the implementation of Ariba and integration with the existing risk management process and program. * Contributed to the development, implementation, and operation of policies and supporting programs that supported LOBs in managing supplier risk.

Parsippany, New Jersey, United States

Pioneered the launch of the counterparty approval and monitoring department. Formulated a comprehensive analysis of financial performance, background due diligence, and operational standards. Coordinated state, agency, and internal audits of the departments. Coached, motivated, and mentored 7 credit analysts while cultivating career development opportunities.Key Achievements:* Masterminded the development of policies and procedures for third-party risk management and loss mitigation departments while complying with regulatory and industry best practices. * Established a loss mitigation department responsible for the issuance and collection of early payment default, early payoff, and repurchase demands, which resulted in the collection of over $3.5M of funds requested.* Played an instrumental role in the implementation and roll-out of the Encompass 360 platform to over 1,600 third parties, which encompassed training, customization, and implementation with staff. * Provided detailed reporting to ownership with regards to risk exposure, overall KPI performance, and departmental goals. * Garnered recognition as a regulatory subject matter expert for internal and external clients while supporting operational changes to ensure efficiency and compliance in a highly regulated industry.

• Performed in-depth operational analysis of potential and existing warehouse lending clients with lines of credit ranging from $5 million to $200 million dollars. • Organized and performed on-site evaluations of prospective Mortgage Warehouse Client, meeting with the executive team and key personnel to determine compliance with agency and industry requirements. • Provided senior management recommendations with regards to the establishment or maintenance of prospective and existing lines of credit.

• Performed in-depth operational and financial assessment of new and existing broker, table funding or correspondent lending relationships. • Facilitated interviews with potential and existing clientele’s executive staff to gain further understanding of their organizational structure and stability. • Employed third party vendors (MARI, Lexis Nexis, First Line Data…) to mitigate potential risk to GMAC Bank/ RFC. • Developed and maintained departmental policy and procedures.• Trained credit analyst, assisted them in prospect reviews and made final decisions on client relationships.

• Responsible for daily operation of the skill development program including supervision of two direct reports; incentive planning, performance management, continuing education and annual goal setting. • Developed and implemented new training materials based on business need. Performed needs analysis to design new training materials for the ever changing products and procedures in the mortgage industry. • Built and maintained relationships between the skill development group and contact center management for continual program and associate development.• Responsible for the new hire training program. • Evaluated, coached and developed of over fifty home preservation specialists, through both silent call monitoring and side by side coaching. • Maintained self-improvement goals through Skill Path Seminars: Managing and Planning of Multiple Projects and Management Skills in the Workplace.

• Established new relationships with personal and business clients, as well as, utilized cross sales techniques to increase revenue for the bank and provide additional services to the clients.• Developed subject matter expertise in the banking industry in order to resolve problems for clientele.• Attained lending authority in order to evaluate and close loans.