Vincent Phan Email & Phone Number

Canada

Canada

As a Tech & Financial Analyst, I support and lead initiatives across various portfolios and newly established companies, focusing on financial modeling, technology development, and operational efficiency. My key responsibilities include:- Conducting data analysis using SQL and Python to improve decision-making and optimize business outcomes.- Setting up operational processes and automating workflows across sectors such as insurance, lending, and fintech to enhance efficiency.- Loan underwriting for both consumers and corporates, ensuring sound financial practices.- Collaborating closely with clients, analyzing financial documents, and developing tailored solutions.

Canada

I evaluated and compared life insurance products to ensure they aligned with clients' long-term financial and investment goals. I focused on helping clients maximize tax benefits while selecting products that offered optimal returns and coverage. My key responsibilities included:- Conducting detailed comparisons of life insurance products, assessing factors such as premium structures, coverage amounts, investment options, and tax implications.- Consulting with clients to understand their financial objectives, risk tolerance, and long-term investment needs, and recommending tailored life insurance solutions.- Developing and maintaining the CRM system to improve client management and streamline internal operations.In 2024, I transitioned to Agentis Capital, where I gained the opportunity to take on a broader range of challenges. However, I continue to maintain the CRM system for Stalwart and contribute to tech or financial projects as needed.

Canada

Vancouver, British Columbia, Canada

Kelowna, British Columbia, Canada

- Project Description:This three-month internship gave me a great opportunity to apply statistical analysis techniques to Telematics Data. Our team successfully collected the data from multiple sources, validated and transformed them to be usable for Survival Analysis. Our project's outcome was a Driver risk classification methodology that is used to monitor driver performance and premium calculation tools for trucking and insurance companies.- Skills in Use: R, Python, Survival Model, Statistical Analysis, Bayesian Survival Model,

Ho Chi Minh

- Being on board with a 100-year French Life insurer as Prevoir Life was one of the remarkable milestones in my career. As a team lead, I managed a team of five experienced analysts and took the role of a project manager for strategic projects of the finance and actuarial department. During three years, our team conducted statistical analysis on customer behaviours and economic factors to replace the outdated premium calculation assumptions, developed new pricing models, worked with sales teams and marketing teams to design competitive product features. As a result, the profit margin of the new policies is increased by 2%.- Aiming to rank among the top 5 life insurers in Vietnam, Prevoir Life Vietnam joined forces with Mirae Asset Fund company to launch a joint corporation. I was honoured to be a member of the project team who provided profit and reserve projections for this M&A transaction. - Under the new name Mirae Assert Prevoir Life Insurance, MAP Life focused on developing its sales forces, expanding over 10 new sale offices across the country and continued to successfully expand its partnership with financial institutions, including National Commercial Bank, Mirae Asset Finance Company and F88 Business JSC. To support this growing business, my team and I worked with the operation, and IT teams to develop business processes for those channels, developed financial models and created KPIs to monitor their financial health.

Ho Chi Minh

Joining Manulife as Senior Actuarial Data Analyst, I was assigned to manage Alternative Sales Channels ( including Digital Insurance Distribution Channel, Bank Distribution and Telesales). When working with a new channel, the biggest challenge was that I had to build everything from 0. However, this difficulty gave me chances to work closely with talented people from all departments, including sales, marketing, IT. Not only developed new pricing assumptions and established business processes for these channels, but also I was proud of launching the Flexible Group Term Insurance Product, which Manulife has been using to penetrate new markets.

Master'S Degree, Data Sciences

Master'S Degree, Microeconometrics, Operation Researches And Act

Activities and Societies: HuyGen Scholarship