Responsible for small business lending underwriting which includes line management and portfolio yield ( pricing, balance transfers etc).Leads the Merchant Financing Risk team, responsible for end-to-end risk management strategy including acquisitions, underwriing, pricing and asset management.Responsible for defining credit strategies that govern new small business lending products

Responsible for managing risk of existing small business charge card and lending customers - this includes developing growth strategies for low risk, profitable customers including point of sale approve/decline logic, case set-up logic, commercial underwriting logic and control strategies for structurally high risk unprofitable customers.