Vishakha Gupta work email
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A professional with over 8 years of experience in financial services / fintech sector. I started my journey in the banking regulatory sector, guiding multiple Indian and foreign banks with implementation of regulatory credit risk solutions. At Finbox, I have developed and implemented embedded finance journeys for the Personal Loan Marketplace of one of the largest Indian conglomerates. I am now building the v2 of Bank Connect, our Bank Statement Analyser solution, serving clients across both India and SEA.At Jupiter, I was responsible for multiple strategy & operations projects across risk, customer experience and business verticals. My roles in this period have spanned across lending and liabilities.In Bullet, I was responsible for strategy across the customer lifecycle – underwriting, customer management and collections. After working on lending risks, I moved to managing of Liabilities risks for Jupiter – specifically fraud in user onboarding and rewards construct. In the last 6 months I have transitioned to driving strategic projects for optimising funnels for customer onboarding and customer experience.
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FounderNurturing KoshaBengaluru, Ka, In -
FounderStealth Mode D2C Jun 2024 - Present -
Product ManagerFinbox Feb 2023 - May 2024Bengaluru, Karnataka, India- Implemented embedded finance journey for one of the largest digital platforms in India- Building v2 of Bank Statement Analyser solution for India and SEA- Launched Bank Statement Analyser solution in Indonesia -
Cx Strategy ManagerJupiter Mar 2022 - Jan 2023Led customer experience projects for Onboarding, VKYC / V-CIP and remittance products on Jupiter. Owned related KPIs such as CSAT, agent connects, ticket resolution rate.- Analysis of user and agent issues across various customer support channels - email, chat, voice- Identification of frictions and associated product opportunities - Building BRDs - such as developing new product flows for enhanced customer / agent journey - Managing internal and external stakeholders… Show more Led customer experience projects for Onboarding, VKYC / V-CIP and remittance products on Jupiter. Owned related KPIs such as CSAT, agent connects, ticket resolution rate.- Analysis of user and agent issues across various customer support channels - email, chat, voice- Identification of frictions and associated product opportunities - Building BRDs - such as developing new product flows for enhanced customer / agent journey - Managing internal and external stakeholders (partner bank, product, data science, engineering, CS operations) to facilitate implementation of BRDs Show less -
Product Risk ManagerJupiter Sep 2020 - Mar 2022Chennai, Tamil Nadu, IndiaPart of the core launch team of Bullet - India’s first Credit on UPI BNPL app. - Worked directly with the CRO to build Bullet's overall risk framework - from underwriting to fraud transactions framework to collections operations & strategy- Designed and implemented fraud onboarding checks for Jupiter app (liabilities risk), working closely with Data Science, Product stakeholders and third-party vendors- Built Rewards Abuse Control framework to control rewards abuse against debit… Show more Part of the core launch team of Bullet - India’s first Credit on UPI BNPL app. - Worked directly with the CRO to build Bullet's overall risk framework - from underwriting to fraud transactions framework to collections operations & strategy- Designed and implemented fraud onboarding checks for Jupiter app (liabilities risk), working closely with Data Science, Product stakeholders and third-party vendors- Built Rewards Abuse Control framework to control rewards abuse against debit card and UPI transactions Show less -
Global Leadership Development Program InternMetlife Jun 2019 - Aug 2019New York- Identified growth opportunities for MetLife within the Baby Boomer segment; project involved analysis of Boomer needs & challenges, current offerings and competitive landscape. - Suggested recommendations to US Group Benefits business to drive utilization of Salesforce; project included analysis of current Salesforce adoption, industry best practices and external market adoption. -
Assistant Manager - Global Stress TestingHsbc May 2017 - Jun 2018Chennai, Tamil Nadu, IndiaWorked as part of the HSBC Global Stress Testing team. Responsibilities: --Handled transformation from third-party stress testing solution to in-house solution.-Facilitated compliance of HSBC data for Prudential Regulatory Authority (PRA), Hong Kong Monetary Authority (HKMA) and multiple APAC RWA stress testing exercises. -Increased operational efficiency of existing validation process by designing new automated reports.-Analysed stress testing results for multiple… Show more Worked as part of the HSBC Global Stress Testing team. Responsibilities: --Handled transformation from third-party stress testing solution to in-house solution.-Facilitated compliance of HSBC data for Prudential Regulatory Authority (PRA), Hong Kong Monetary Authority (HKMA) and multiple APAC RWA stress testing exercises. -Increased operational efficiency of existing validation process by designing new automated reports.-Analysed stress testing results for multiple regional stakeholders. Show less -
Risk ConsultantCrisil Limited Jun 2014 - Apr 2017Mumbai Area, India• Initiated development of ‘IFRS9 - Expected Credit Loss’ framework for Indian banks.• Led Basel 2 credit risk regulatory capital solution implementation in close liaison with Finance, Treasury and Technology teams of a leading Sri Lankan bank, for project worth USD 400,000.• Collaborated with CFO and Finance team of one of top 3 European banks to monitor daily RWA and todevelop customized reports; contract contributed USD 120,000 annualised revenue.• Advised & supported 14+… Show more • Initiated development of ‘IFRS9 - Expected Credit Loss’ framework for Indian banks.• Led Basel 2 credit risk regulatory capital solution implementation in close liaison with Finance, Treasury and Technology teams of a leading Sri Lankan bank, for project worth USD 400,000.• Collaborated with CFO and Finance team of one of top 3 European banks to monitor daily RWA and todevelop customized reports; contract contributed USD 120,000 annualised revenue.• Advised & supported 14+ banks to comply with Basel 2 & 3, generating USD 300,000 of annual revenue.• Built Proof of Concept for regulatory capital calculation for retail portfolio of an Egyptian bank.• Suggested recommendations on Risk Governance Framework as part of a USD 135,000 mandate for arenowned Indian NBFC.• Formulated product policies as part of a 5 member team, on calculation of Settlement Guarantee Fund & Loss Absorption Framework for an Indian retail payments organization.• Validated Credit Risk RWA calculations for a Singaporean bank.• Awarded ‘CLAP Award’ (for monthly top performers) for high quality deliverables to banking clients. Show less -
InternEy Dec 2013 - Jan 2014Gurgaon, IndiaInternship in the Transaction Support - Due Diligence practice under Transaction Advisory Services (3rd year of college).Worked onsite for a renowned hospital chain in India. The project was concerned with cash flow management and revenue management for the hospital.
Vishakha Gupta Skills
Vishakha Gupta Education Details
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Finance, General -
Mba Exchange -
First Division (85%)
Frequently Asked Questions about Vishakha Gupta
What company does Vishakha Gupta work for?
Vishakha Gupta works for Nurturing Kosha
What is Vishakha Gupta's role at the current company?
Vishakha Gupta's current role is Founder.
What is Vishakha Gupta's email address?
Vishakha Gupta's email address is ag****@****ife.com
What schools did Vishakha Gupta attend?
Vishakha Gupta attended Hkust Business School, National University Of Singapore, Shri Ram College Of Commerce (Srcc).
What are some of Vishakha Gupta's interests?
Vishakha Gupta has interest in Environment, Children, Education.
What skills is Vishakha Gupta known for?
Vishakha Gupta has skills like Financial Risk Management, Basel Ii, Basel Iii, Rca3 Reporting, Microsoft Excel, Microsoft Office, Powerpoint, Data Analysis, Banking.
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Vishakha Gupta
Group Corporate Hr At Gmr Group| Delhi International Airport Limited | Igia | Ex- AccentureCentral Delhi -
Vishakha Gupta
Resource Management Associate Consultant At Sap Labs | 2Nd Runner Up For Headstart @Abg |Campus First Runners Up For Interrobang S13 @Itc Ltd | National Semi-Finalists @B-Pro 3.0 Wipro | Gold Medalist In Ce CaliforniaPune -
Vishakha Gupta
India -
Vishakha Gupta
Senior Business Consultant - Ey Parthenon || Epch Project || Suta || Iift 2020-22 || SgsitsIndore -
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