20 years of experience in the various branches of insurance market, graduated in Actuarial (FMU) and Accounting Sciences (Trevisan), postgraduated in Financial Mathematics at USP (São Paulo University – Brazil), Professional Risk Manager’s of International Association (PRMIA).- Profit Center:• Managing Personal Insurance in big accounts like MasterCard, Visa and Amex;• UDW for Travel Insurance and Plus Product.- Actuarial:• Acting in almost all Insurance lines, both consumer lines and commercial lines;• Development of quotation systems for insurance products (Pricing);• Calculations of Reserves / Technical Provisions;• Elaboration of Actuarial Technical Notes;• Development of management reports (book of indicators);• Portfolio Performance Analysis with Predictive Modeling;• Analysis of Average Cost, Frequency and Severity;• Knowledge of the regulatory routines of ANS and SUSEP for product maintenance;• Experience with Reinsurance program and Multinational Accounts.- Audit:• Accounting Knowledge (Balance Sheet, Income Statement, and Cash Flow);• Knowledge of IFRS;• Development of Flows and Process;• Internal Control;• Compliance;• Accounting Audit.Consumer Lines: Card Protection, Dental, Extended Warranty, Health, Life, Personal Accident, Price Protection, Private Pension, Purchase Protection, Residential and Travel.Commercial Lines: Aviation, Casualty, Combined, Energy, Oil, Environmental, Financial Lines, Marine, Property, Surety and Trade Credit.