Vivek Singhal Email & Phone Number

Sydney, NSW, AU

Sydney, New South Wales, Australia

• Key Responsibilities:
• Leading a team of six underwriters, monitoring the service level standards and mentoring team members on underwriting policies and processes to boost productivity.
• Managing key builder insolvency risks to the Home Building Compensation Fund (HBCF) scheme.
• Managing highly effective business relationships with builders and third‐party service providers.
• Actively resolving disputes and complaints with builders to achieve outcomes that are in the best interest of the HBCF scheme.
• Leading system enhancement projects to add new capabilities in the existing system.Key Highlights: ✓ Developed a productivity tool to identify underperforming analysts and helped them to improve their productivity by.

Sydney, New South Wales, Australia

• Key Responsibilities:
• Assessing credit position of major residential builders to identify key risks and recommending mitigation strategy.
• Analyzing financial statement, preparing credit assessment report, and presenting analysis to underwriting committee for insurance eligibility.
• Performing periodic reviews to ensure that risk profile is within the overall risk appetite of the scheme.
• Evaluating applicant’s internal credit rating using bespoke assessment model. Key Highlights: ✓ Secondment - Managed a team of five Senior Analysts which included communicating job expectations, planning workflow.

New Delhi, Delhi, India

• Key Responsibilities:
• Prepared 140+ (<$50m) credit proposals comprising business descriptions, management evaluation, financial statements, key risks, and credit solutions such as escrow accounts, ballooning repayments &.
• Undertaking financial statement analysis including cashflow analysis, evaluation of past and future financials, sensitivity analysis, benchmarking with peers and credit ratings to assess the credit worthiness of.
• Providing strategic advice to Relationship Managers (RMs) to structure credit deals.Key Highlights: ✓ Scaled up the portfolio by 65% to $200m over 18 months by generating new leads, suggesting credit structure, and.

New Delhi, Delhi, India

• Key Responsibilities:
• Prepared 150+ credit assessment reports encompassing business model, key competitive advantage, cashflow analysis key risks with mitigation, and rating recommendations.
• Headed 10+ client meetings per month to understand business models and risk mitigation strategies.
• Maintaining effective internal control systems by monitoring the management information system spreadsheet to ensure a timely review of credit ratings and the release of rating rationales into the public domain.Key.

New Delhi, Delhi, India

• Key Responsibilities:
• Appraised 400+ credit submissions to determine loan viability (up to $50m) by ensuring compliance with regulations and examining key risks such as business risk, financial risk, management risk and structure risk.
• Submitted more than 300 risk reports to credit committee with recommendations on exposure, collateral security, and pricing to achieve effective risk management.Key Highlights: ✓ Scaled up the portfolio of construction.

Chartered Financial Analyst

Certified Professional Accountant, Cpa Australia

Chartered Accountant

Chartered Accountant

Bachelor Of Commerce (B.Com.), Accounting And Finance